/* ==========================================================================
   JAGRUTI INSURANCE CONSULTANCY (JIC) - PREMIUM DESIGN SYSTEM
   30+ Years of Dependable Insurance Guidance | G.H. Solanki
   ========================================================================== */

@import url('https://fonts.googleapis.com/css2?family=Noto+Sans+Devanagari:wght@400;500;600;700;800&family=Noto+Sans+Gujarati:wght@400;500;600;700;800&family=Outfit:wght@400;500;600;700;800&family=Playfair+Display:ital,wght@0,600;0,700;1,600;1,700&family=Plus+Jakarta+Sans:wght@400;500;600;700;800&display=swap');

:root {
  /* Brand Color Palette - Light Theme */
  --ink: #0b2c3a;
  --dark: #062329;
  --teal-deep: #053b40;
  --teal: #086b72;
  --teal-light: #0d8b94;
  --cyan-accent: #0ebfa8;
  --mint: #e2f2ef;
  --mist: #f0f7f6;
  --cream: #fbf9f2;
  --gold: #f5af33;
  --gold-dark: #d69018;
  --gold-subtle: #fff8e8;
  --coral: #e65a4c;
  --coral-subtle: #fdf2f0;
  
  --muted: #5e7784;
  --light-muted: #8ca3ae;
  --line: #dce7e5;
  --white: #ffffff;

  /* Theme Surfaces - Light */
  --bg-body: #ffffff;
  --bg-surface: #ffffff;
  --bg-surface-elevated: #ffffff;
  --bg-surface-subtle: #f0f7f6;
  --bg-card: #ffffff;
  --bg-hero: linear-gradient(135deg, #faf7ef 0%, #f4faf8 50%, #e6f4f0 100%);
  --bg-story: linear-gradient(135deg, #f9f5e9 0%, #eff7f5 100%);
  --bg-inquiry: linear-gradient(135deg, #053b40 0%, #062f33 100%);
  --bg-nav: rgba(255, 255, 255, 0.94);
  --bg-topbar: #062329;
  --bg-footer: #062329;
  --border-subtle: #dce7e5;
  --border-card: #dce7e5;
  --text-primary: #0b2c3a;
  --text-secondary: #5e7784;
  --text-heading: #0b2c3a;
  --input-bg: #ffffff;
  --input-border: #dce7e5;
  --input-text: #0b2c3a;
  --input-placeholder: #8ca3ae;

  /* Typography */
  --font-sans: 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, sans-serif;
  --font-heading: 'Outfit', -apple-system, BlinkMacSystemFont, sans-serif;
  --font-serif: 'Playfair Display', Georgia, serif;

  /* Shadows & Glassmorphism */
  --shadow-xs: 0 2px 4px rgba(6, 35, 41, 0.04);
  --shadow-sm: 0 4px 12px rgba(6, 35, 41, 0.06);
  --shadow-md: 0 12px 28px rgba(6, 35, 41, 0.09);
  --shadow-lg: 0 24px 48px rgba(6, 35, 41, 0.13);
  --shadow-teal: 0 8px 24px rgba(8, 107, 114, 0.25);
  --shadow-gold: 0 8px 24px rgba(245, 175, 51, 0.3);

  --radius-sm: 6px;
  --radius-md: 12px;
  --radius-lg: 20px;
  --radius-full: 9999px;

  --transition: 0.25s cubic-bezier(0.16, 1, 0.3, 1);
}

/* ==========================================================================
   Dark Theme Design Tokens
   ========================================================================== */
[data-theme="dark"] {
  --ink: #e6f3f7;
  --dark: #07151a;
  --teal-deep: #083238;
  --teal: #14a3ad;
  --teal-light: #1bc3ce;
  --cyan-accent: #1ddbbe;
  --mint: #112d37;
  --mist: #0b212b;
  --cream: #0e2733;
  --gold: #ffbe4a;
  --gold-dark: #f5af33;
  --gold-subtle: #292414;
  --coral: #ff6b5c;
  --coral-subtle: #2b1715;

  --muted: #94b2bf;
  --light-muted: #6e8e9c;
  --line: #183d4c;
  --white: #ffffff;

  --bg-body: #07151c;
  --bg-surface: #0c202a;
  --bg-surface-elevated: #112c38;
  --bg-surface-subtle: #0e2531;
  --bg-card: #0d232e;
  --bg-hero: linear-gradient(135deg, #07141b 0%, #0a212c 50%, #0d2d3b 100%);
  --bg-story: linear-gradient(135deg, #091a22 0%, #0c2431 100%);
  --bg-inquiry: linear-gradient(135deg, #051a22 0%, #092733 100%);
  --bg-nav: rgba(9, 23, 30, 0.94);
  --bg-topbar: #040e13;
  --bg-footer: #040e13;
  --border-subtle: rgba(255, 255, 255, 0.08);
  --border-card: rgba(255, 255, 255, 0.1);
  --text-primary: #e6f3f7;
  --text-secondary: #9cbccc;
  --text-heading: #ffffff;
  --input-bg: #071922;
  --input-border: rgba(255, 255, 255, 0.14);
  --input-text: #f0fafc;
  --input-placeholder: #6a8c9b;

  --shadow-xs: 0 2px 6px rgba(0, 0, 0, 0.3);
  --shadow-sm: 0 4px 14px rgba(0, 0, 0, 0.38);
  --shadow-md: 0 12px 30px rgba(0, 0, 0, 0.5);
  --shadow-lg: 0 24px 50px rgba(0, 0, 0, 0.65);
  --shadow-teal: 0 8px 24px rgba(20, 163, 173, 0.35);
  --shadow-gold: 0 8px 24px rgba(255, 190, 74, 0.35);
}

/* Base Reset */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  scroll-padding-top: 90px;
  font-size: 16px;
  -webkit-font-smoothing: antialiased;
  overflow-x: clip;
}

body {
  color: var(--ink);
  font-family: var(--font-sans);
  background-color: var(--bg-body);
  line-height: 1.6;
  overflow-x: clip;
  transition: background-color var(--transition), color var(--transition);
}

/* Language-Specific Typography Overrides */
html[lang="gu"] body,
html[lang="gu"] button,
html[lang="gu"] input,
html[lang="gu"] select,
html[lang="gu"] textarea {
  font-family: 'Noto Sans Gujarati', var(--font-sans);
}
html[lang="gu"] h1, html[lang="gu"] h2, html[lang="gu"] h3, html[lang="gu"] h4, html[lang="gu"] h5, html[lang="gu"] h6,
html[lang="gu"] .brand-name, html[lang="gu"] .panel-number {
  font-family: 'Noto Sans Gujarati', var(--font-heading);
  letter-spacing: normal !important;
}
html[lang="gu"] .brand-name small {
  font-family: 'Noto Sans Gujarati', var(--font-sans);
  letter-spacing: 0 !important;
  text-transform: none;
}

html[lang="hi"] body,
html[lang="hi"] button,
html[lang="hi"] input,
html[lang="hi"] select,
html[lang="hi"] textarea {
  font-family: 'Noto Sans Devanagari', var(--font-sans);
}
html[lang="hi"] h1, html[lang="hi"] h2, html[lang="hi"] h3, html[lang="hi"] h4, html[lang="hi"] h5, html[lang="hi"] h6,
html[lang="hi"] .brand-name, html[lang="hi"] .panel-number {
  font-family: 'Noto Sans Devanagari', var(--font-heading);
  letter-spacing: normal !important;
}
html[lang="hi"] .brand-name small {
  font-family: 'Noto Sans Devanagari', var(--font-sans);
  letter-spacing: 0 !important;
  text-transform: none;
}

a {
  color: inherit;
  text-decoration: none;
  transition: color var(--transition);
}

button {
  font-family: inherit;
  cursor: pointer;
  border: none;
  background: none;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

.container {
  width: min(1180px, 100% - 48px);
  margin-inline: auto;
}

/* Typography Hierarchy */
h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  color: var(--ink);
  line-height: 1.15;
  font-weight: 700;
  letter-spacing: -0.5px;
}

h1 em, h2 em {
  font-family: var(--font-serif);
  font-style: italic;
  color: var(--teal);
  font-weight: 600;
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--teal);
  font-size: 0.76rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 2px;
  margin-bottom: 14px;
}

.eyebrow span:first-child {
  display: inline-block;
  width: 22px;
  height: 2px;
  background: currentColor;
  border-radius: 2px;
}

.eyebrow.light {
  color: var(--cyan-accent);
}

.eyebrow.centered {
  display: table;
  margin-inline: auto;
  margin-bottom: 14px;
}
.eyebrow.centered span:last-child {
  display: inline-block;
  width: 22px;
  height: 2px;
  background: currentColor;
  border-radius: 2px;
  margin-left: 8px;
}

/* Buttons */
.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  padding: 13px 26px;
  border-radius: var(--radius-sm);
  background: var(--teal);
  color: var(--white);
  font: 700 0.88rem var(--font-sans);
  letter-spacing: 0.2px;
  cursor: pointer;
  box-shadow: var(--shadow-teal);
  transition: all var(--transition);
  position: relative;
  overflow: hidden;
}

.button:hover {
  background: #065a60;
  transform: translateY(-2px);
  box-shadow: 0 12px 28px rgba(8, 107, 114, 0.35);
  color: var(--white);
}

.button span {
  font-size: 1.1rem;
  line-height: 1;
  transition: transform var(--transition);
}

.button:hover span {
  transform: translateX(3px);
}

.button-small {
  padding: 10px 18px;
  font-size: 0.82rem;
  gap: 8px;
}

.button-gold {
  background: linear-gradient(135deg, var(--gold) 0%, var(--gold-dark) 100%);
  color: var(--dark);
  box-shadow: var(--shadow-gold);
}

.button-gold:hover {
  background: linear-gradient(135deg, #ffbe4a 0%, var(--gold) 100%);
  box-shadow: 0 12px 28px rgba(245, 175, 51, 0.4);
  color: var(--dark);
}

.button-outline {
  background: transparent;
  color: var(--teal);
  border: 1.5px solid var(--teal);
  box-shadow: none;
}

.button-outline:hover {
  background: var(--teal);
  color: var(--white);
  border-color: var(--teal);
}

.text-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: var(--teal);
  font-weight: 700;
  font-size: 0.88rem;
  transition: all var(--transition);
}

.text-link span {
  font-size: 1.05rem;
  transition: transform var(--transition);
}

.text-link:hover {
  color: var(--teal-deep);
}

.text-link:hover span {
  transform: translateX(4px);
}

.light-link {
  color: #3b667d;
}

/* ==========================================================================
   1. Topbar
   ========================================================================== */
/* ==========================================================================
   1. Topbar (Top Black Line)
   ========================================================================== */
.topbar {
  background: var(--dark);
  color: #d0e7e5;
  font-size: 0.78rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  position: relative;
  z-index: 1005;
}

.topbar-inner {
  width: 100%;
  max-width: 100%;
  padding-left: 50px;
  padding-right: 50px;
  min-height: 40px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  box-sizing: border-box;
}

.topbar p {
  display: flex;
  align-items: center;
  gap: 8px;
  font-weight: 500;
  white-space: nowrap;
}

.topbar p::before {
  content: '🛡';
  font-size: 0.85rem;
}

.topbar-right {
  display: flex;
  align-items: center;
  gap: 18px;
  white-space: nowrap;
}

.topbar a {
  color: #d6edec;
  font-weight: 600;
  transition: color var(--transition);
  text-decoration: none;
}

.topbar a:hover {
  color: var(--gold);
}

/* ==========================================================================
   2. Navbar (Sticky Glassmorphic 3-Part Architecture)
   ========================================================================== */
.nav-wrap {
  min-height: 86px;
  height: 86px;
  box-sizing: border-box;
  display: flex;
  align-items: center;
  background: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border-bottom: 1px solid rgba(220, 231, 229, 0.85);
  position: -webkit-sticky;
  position: sticky;
  top: 0;
  left: 0;
  right: 0;
  width: 100%;
  z-index: 1000;
  box-shadow: 0 4px 20px rgba(6, 35, 41, 0.04);
  transition: background-color var(--transition), border-color var(--transition), box-shadow var(--transition);
}

.nav-wrap .container {
  width: 100%;
  max-width: 1280px;
  margin: 0 auto;
  padding-left: 32px;
  padding-right: 32px;
  box-sizing: border-box;
}

.nav {
  height: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: nowrap;
  gap: 16px;
  width: 100%;
}

/* --------------------------------------------------------------------------
   2.1. Nav Left: Brand & Home Option
   -------------------------------------------------------------------------- */
.nav-left {
  display: flex;
  align-items: center;
  gap: 20px;
  flex-shrink: 0;
}

.brand {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-shrink: 0;
  text-decoration: none;
}

.brand img {
  width: 54px !important;
  height: 54px !important;
  min-width: 54px !important;
  min-height: 54px !important;
  aspect-ratio: 1 !important;
  object-fit: contain !important;
  border-radius: 50% !important;
  background: #ffffff;
  padding: 3px;
  border: 1.5px solid var(--line);
  box-shadow: 0 3px 10px rgba(6, 35, 41, 0.08);
  transition: transform var(--transition), border-color var(--transition);
  flex-shrink: 0;
  display: block;
}

.brand:hover img {
  transform: scale(1.05);
  border-color: var(--cyan-accent);
}

.brand-name {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  justify-content: center;
  text-align: left;
  font-family: var(--font-heading);
  font-weight: 800;
  font-size: 1.22rem;
  letter-spacing: -0.3px;
  color: var(--dark);
  line-height: 1.15;
  white-space: nowrap;
}

.brand-name small {
  display: block;
  font-family: var(--font-sans);
  color: var(--teal);
  font-size: 0.68rem;
  font-weight: 800;
  letter-spacing: 0.9px;
  text-transform: uppercase;
  margin-top: 2px;
  text-align: left;
  line-height: 1.2;
  white-space: nowrap;
}

/* --------------------------------------------------------------------------
   2.2. Nav Center: Language & Background Theme Switcher Cluster
   -------------------------------------------------------------------------- */
.nav-center {
  display: flex;
  align-items: center;
  justify-content: center;
  flex: 0 1 auto;
}

.nav-controls-cluster {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 5px 8px;
  background: rgba(8, 107, 114, 0.06);
  border: 1.5px solid rgba(8, 107, 114, 0.16);
  border-radius: var(--radius-full);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  box-shadow: 0 2px 10px rgba(6, 35, 41, 0.04);
  transition: all var(--transition);
}

.nav-controls-cluster:hover {
  border-color: var(--teal);
  box-shadow: 0 4px 14px rgba(8, 107, 114, 0.12);
}

/* Unified Control Buttons: Language Pill & Dark Mode Button */
.nav-control-btn {
  height: 36px;
  box-sizing: border-box;
  transition: all var(--transition);
}

/* --------------------------------------------------------------------------
   2.3. Nav Right: Navigation Links & Action Button
   -------------------------------------------------------------------------- */
.nav-right {
  display: flex;
  align-items: center;
  gap: 16px;
  flex-shrink: 0;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 18px;
  white-space: nowrap;
  flex-shrink: 0;
  flex-wrap: nowrap;
}

.drawer-home-link {
  display: none;
}

.nav-links > a:not(.button) {
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--ink);
  position: relative;
  padding: 6px 0;
  transition: color var(--transition);
  text-decoration: none;
}

.nav-links > a:not(.button):hover,
.nav-links > a.active {
  color: var(--teal);
}

.nav-links > a:not(.button)::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 0;
  height: 2px;
  background: var(--cyan-accent);
  border-radius: 2px;
  transition: width var(--transition);
}

.nav-links > a:not(.button):hover::after,
.nav-links > a.active::after {
  width: 100%;
}

.menu-toggle {
  display: none;
}

/* ==========================================================================
   3. Hero Section
   ========================================================================== */
.hero {
  position: relative;
  background: linear-gradient(135deg, #faf7ef 0%, #f4faf8 50%, #e6f4f0 100%);
  padding: 65px 0 80px;
  overflow: hidden;
}

.hero-pattern {
  position: absolute;
  right: -100px;
  top: -140px;
  width: 620px;
  height: 620px;
  background: repeating-radial-gradient(circle at 20% 90%, transparent 0 32px, rgba(14, 191, 168, 0.08) 33px 34px);
  opacity: 0.8;
  transform: rotate(-14deg);
  pointer-events: none;
}

.hero-glow {
  position: absolute;
  left: 38%;
  top: 90px;
  width: 320px;
  height: 320px;
  border-radius: 50%;
  background: rgba(245, 175, 51, 0.18);
  filter: blur(90px);
  pointer-events: none;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.08fr 0.92fr;
  gap: 50px;
  align-items: center;
  position: relative;
  z-index: 2;
}

.hero-copy {
  padding: 20px 0;
}

.hero h1 {
  font-size: clamp(2.4rem, 4.4vw, 3.5rem);
  line-height: 1.1;
  letter-spacing: -1.4px;
  margin-bottom: 20px;
}

.hero-text {
  font-size: 1.05rem;
  color: var(--muted);
  line-height: 1.68;
  max-width: 520px;
  margin-bottom: 30px;
}

.hero-actions {
  display: flex;
  align-items: center;
  gap: 20px;
  margin-bottom: 36px;
}

.hero-proof {
  display: flex;
  align-items: center;
  gap: 12px;
  padding-top: 20px;
  border-top: 1px solid var(--line);
}

.proof-icon {
  width: 34px;
  height: 34px;
  border-radius: 50%;
  background: var(--teal);
  color: var(--white);
  display: grid;
  place-items: center;
  font-size: 0.95rem;
  font-weight: 800;
  box-shadow: 0 4px 10px rgba(8, 107, 114, 0.3);
}

.hero-proof p {
  font-size: 0.82rem;
  line-height: 1.4;
  color: var(--muted);
}

.hero-proof strong {
  color: var(--ink);
  font-size: 0.88rem;
}

/* Hero Art Frame & Badges */
.hero-art {
  display: flex;
  justify-content: center;
  align-items: center;
  position: relative;
  width: 100%;
}

.hero-photo-wrap {
  position: relative;
  width: 360px;
  max-width: 100%;
  margin: 0 auto;
}

.hero-photo {
  position: relative;
  width: 100%;
  height: 390px;
  overflow: hidden;
  border-radius: 190px 190px 24px 24px;
  box-shadow: 0 24px 50px rgba(6, 35, 41, 0.18);
  border: 4px solid #ffffff;
}

.hero-photo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.hero-photo-wash {
  position: absolute;
  inset: 0;
  border-radius: inherit;
  background: linear-gradient(180deg, transparent 50%, rgba(5, 59, 64, 0.35));
  pointer-events: none;
  z-index: 1;
}

.protection-card {
  position: absolute;
  z-index: 3;
  left: -32px;
  top: 110px;
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 14px 18px;
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  border-radius: var(--radius-md);
  border: 1px solid rgba(255, 255, 255, 0.8);
  box-shadow: var(--shadow-md);
  white-space: nowrap;
}

.mini-shield {
  display: grid;
  place-items: center;
  width: 36px;
  height: 40px;
  background: linear-gradient(135deg, var(--gold) 0%, var(--gold-dark) 100%);
  clip-path: polygon(50% 0, 100% 19%, 91% 76%, 50% 100%, 9% 76%, 0 19%);
  color: var(--white);
  font-size: 0.95rem;
  font-weight: 800;
  flex-shrink: 0;
}

.protection-card small {
  display: block;
  color: var(--muted);
  font-size: 0.68rem;
  font-weight: 800;
  letter-spacing: 1px;
}

.protection-card b {
  display: block;
  color: var(--dark);
  font-size: 0.88rem;
  margin-top: 1px;
}

.experience-card {
  position: absolute;
  z-index: 4;
  right: -24px;
  bottom: -12px;
  padding: 16px 20px;
  background: linear-gradient(135deg, var(--coral) 0%, #c43d2f 100%);
  color: var(--white);
  border-radius: var(--radius-md);
  box-shadow: 0 14px 28px rgba(230, 90, 76, 0.35);
  border: 2px solid rgba(255, 255, 255, 0.2);
  white-space: nowrap;
}

.experience-card strong {
  font-family: var(--font-heading);
  font-size: 2.6rem;
  font-weight: 800;
  line-height: 0.9;
  display: block;
}

.experience-card strong span {
  font-size: 1.5rem;
  color: var(--gold);
}

.experience-card p {
  font-size: 0.75rem;
  line-height: 1.25;
  margin-top: 6px;
  color: #ffe6e2;
  font-weight: 600;
}


/* Assurance Strip (3 Cards below "Advice beyond purchase") */
.assurance-strip {
  margin-top: 48px;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}

.assurance-card,
.assurance-strip > div {
  display: flex;
  align-items: center;
  gap: 16px;
  background: #ffffff;
  padding: 18px 22px;
  border-radius: var(--radius-md);
  border: 1.5px solid var(--line);
  box-shadow: var(--shadow-xs);
  transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
  min-width: 0;
  overflow: hidden;
}

.assurance-card:hover,
.assurance-strip > div:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-sm);
  border-color: var(--teal);
}

.assurance-num {
  font-family: var(--font-heading);
  font-size: 1.35rem;
  font-weight: 800;
  color: var(--gold-dark);
  background: var(--gold-subtle);
  width: 46px;
  height: 46px;
  min-width: 46px;
  min-height: 46px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  flex-shrink: 0;
  line-height: 1;
}

.assurance-content {
  display: flex;
  flex-direction: column;
  gap: 3px;
  min-width: 0;
  flex: 1;
}

.assurance-title {
  display: block;
  font-family: var(--font-heading);
  font-size: 0.98rem;
  font-weight: 700;
  color: var(--dark);
  line-height: 1.25;
  margin: 0;
  white-space: normal;
  word-break: break-word;
}

.assurance-desc {
  display: block;
  font-size: 0.82rem;
  color: var(--muted);
  line-height: 1.4;
  margin: 0;
  white-space: normal;
  word-break: break-word;
  overflow-wrap: break-word;
}

/* ==========================================================================
   4. Section Containers & Headings
   ========================================================================== */
.section {
  padding: 95px 0;
}

.intro {
  padding: 85px 0;
  background: #ffffff;
}

.intro-grid {
  display: grid;
  grid-template-columns: 0.65fr 1.35fr;
  gap: 40px;
  border-bottom: 1px solid var(--line);
  padding-bottom: 75px;
  align-items: start;
}

.intro h2 {
  font-size: clamp(1.8rem, 3.2vw, 2.4rem);
  margin-bottom: 16px;
}

.intro h2 + p {
  color: var(--muted);
  font-size: 1.05rem;
  line-height: 1.7;
}

.section-heading {
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  gap: 24px;
  margin-bottom: 45px;
}

.section-heading h2,
.carousel-heading h2,
.solutions h2,
.why-copy h2,
.process h2,
.journey-heading h2,
.preparedness-heading h2,
.about-copy h2,
.support-copy h2,
.renewal-copy h2,
.inquiry h2,
.faq h2 {
  font-size: clamp(2rem, 3.6vw, 2.6rem);
  letter-spacing: -0.8px;
}

.section-heading > p {
  max-width: 320px;
  font-size: 0.95rem;
  color: var(--muted);
}

/* ==========================================================================
   5. Services Grid & Cards
   ========================================================================== */
.service-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}

.service-card {
  min-height: 270px;
  padding: 32px 28px;
  border: 1px solid var(--line);
  background: #ffffff;
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-xs);
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  transition: all var(--transition);
  position: relative;
  overflow: hidden;
  min-width: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.service-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: transparent;
  transition: background var(--transition);
}

.service-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
  border-color: var(--cyan-accent);
}

.service-card:hover::before {
  background: linear-gradient(90deg, var(--teal), var(--cyan-accent));
}

.service-icon {
  display: grid;
  place-items: center;
  width: 50px;
  height: 50px;
  border-radius: var(--radius-md);
  color: var(--white);
  font-size: 1.4rem;
  box-shadow: var(--shadow-sm);
}

.health { background: linear-gradient(135deg, #0d8b94, #055e65); }
.life { background: linear-gradient(135deg, #e65a4c, #ba392d); }
.motor { background: linear-gradient(135deg, #2563eb, #1d4ed8); }
.accident { background: linear-gradient(135deg, var(--gold), var(--gold-dark)); }
.business { background: linear-gradient(135deg, #7c3aed, #5b21b6); }
.travel { background: linear-gradient(135deg, #0891b2, #0e7490); }

.card-index {
  color: var(--light-muted);
  font-size: 0.72rem;
  letter-spacing: 1.5px;
  font-weight: 800;
  margin: 18px 0 4px;
}

.service-card h3 {
  font-size: 1.35rem;
  margin-bottom: 8px;
}

.service-card > p:not(.card-index) {
  color: var(--muted);
  font-size: 0.9rem;
  line-height: 1.6;
  margin-bottom: 20px;
  flex-grow: 1;
}

.service-card button {
  color: var(--teal);
  font-size: 0.88rem;
  font-weight: 700;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  transition: all var(--transition);
}

.service-card button span {
  font-size: 1.1rem;
  transition: transform var(--transition);
}

.service-card:hover button {
  color: var(--teal-deep);
}

.service-card:hover button span {
  transform: translateX(4px);
}

.service-footer {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-top: 30px;
  padding: 20px 28px;
  background: var(--cream);
  border-radius: var(--radius-md);
  border: 1px solid var(--line);
}

.service-footer p {
  font-size: 0.88rem;
  color: #5d757b;
}

.service-footer p span {
  color: var(--gold-dark);
  font-weight: 800;
}

/* ==========================================================================
   6. Story Carousel (The JIC Difference)
   ========================================================================== */
.story-carousel {
  background: linear-gradient(135deg, #f9f5e9 0%, #eff7f5 100%);
}

.carousel-heading {
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
  gap: 30px;
  margin-bottom: 40px;
}

.carousel-heading > p {
  max-width: 320px;
  font-size: 0.95rem;
  color: var(--muted);
}

.business-carousel {
  position: relative;
  height: 320px;
  min-height: 320px;
  background: #ffffff;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--line);
  overflow: hidden;
}

.carousel-slide {
  display: none;
  grid-template-columns: 320px 1fr;
  height: 320px;
  min-height: 320px;
}

.carousel-slide.is-active {
  display: grid;
  animation: slideFadeIn 0.4s cubic-bezier(0.16, 1, 0.3, 1);
}

@keyframes slideFadeIn {
  from {
    opacity: 0;
    transform: translateX(10px);
  }
  to {
    opacity: 1;
    transform: translateX(0);
  }
}

.slide-photo {
  height: 320px;
  min-height: 320px;
  width: 320px;
  background: #dbece8;
  overflow: hidden;
  position: relative;
}

.slide-photo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
  transition: transform 0.4s ease;
}

.carousel-slide:hover .slide-photo img {
  transform: scale(1.03);
}

.slide-copy {
  padding: 34px 44px 34px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  position: relative;
  height: 320px;
}

.slide-count {
  font-family: var(--font-heading);
  font-size: 1.5rem;
  font-weight: 800;
  color: var(--gold-dark);
  margin-bottom: 8px;
}

.slide-count span {
  font-size: 0.85rem;
  color: var(--light-muted);
}

.slide-copy h3 {
  font-size: 1.55rem;
  line-height: 1.18;
  margin-bottom: 10px;
}

.slide-copy > p:not(.slide-count):not(.eyebrow) {
  color: var(--muted);
  font-size: 0.9rem;
  line-height: 1.6;
  margin-bottom: 16px;
  max-width: 480px;
}

.carousel-controls {
  display: flex;
  align-items: center;
  gap: 12px;
  position: absolute;
  right: 48px;
  bottom: 28px;
  z-index: 5;
}

.carousel-arrow {
  display: grid;
  place-items: center;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  border: 1.5px solid var(--line);
  background: #ffffff;
  color: var(--teal);
  font-size: 1.1rem;
  cursor: pointer;
  box-shadow: var(--shadow-xs);
  transition: all var(--transition);
}

.carousel-arrow:hover {
  background: var(--teal);
  color: var(--white);
  border-color: var(--teal);
  transform: scale(1.08);
}

.carousel-dots {
  display: flex;
  align-items: center;
  gap: 8px;
}

.carousel-dots button {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: #b5ceca;
  transition: all var(--transition);
}

.carousel-dots button.is-active {
  width: 24px;
  border-radius: 6px;
  background: var(--teal);
}

/* ==========================================================================
   7. Coverage & Solution Tabs
   ========================================================================== */
.coverage {
  background: var(--mist);
}

.coverage-layout {
  display: grid;
  grid-template-columns: 1fr 1.05fr;
  gap: 60px;
  align-items: center;
}

.coverage-image {
  height: 400px;
  position: relative;
  padding: 0 30px 30px 0;
}

.coverage-image::before {
  content: '';
  position: absolute;
  right: 0;
  bottom: 0;
  width: 85%;
  height: 80%;
  background: #c3e2db;
  border-radius: var(--radius-lg);
}

.coverage-image img {
  position: relative;
  width: 100%;
  height: 100%;
  object-fit: cover;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
}

.image-caption {
  position: absolute;
  left: 10px;
  bottom: 10px;
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 16px 20px;
  background: var(--teal);
  color: var(--white);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-md);
}

.image-caption span {
  display: grid;
  place-items: center;
  width: 34px;
  height: 34px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.2);
  font-size: 1.2rem;
}

.image-caption p {
  font-size: 0.8rem;
  line-height: 1.35;
  color: #cdebe8;
}

.image-caption b {
  color: #ffffff;
  font-size: 0.92rem;
}

.coverage-copy h2 {
  font-size: clamp(2rem, 3.5vw, 2.5rem);
  margin-bottom: 16px;
}

.coverage-copy > p:not(.eyebrow) {
  color: var(--muted);
  font-size: 1rem;
  line-height: 1.65;
  max-width: 500px;
}

.coverage-pills {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin: 28px 0;
}

.coverage-pills span {
  background: #ffffff;
  border: 1px solid var(--line);
  color: var(--teal-deep);
  border-radius: var(--radius-full);
  padding: 8px 16px;
  font-size: 0.82rem;
  font-weight: 700;
  box-shadow: var(--shadow-xs);
}

/* Solutions Switcher */
.solutions-head {
  text-align: center;
  margin-bottom: 36px;
}

.solution-tabs {
  display: flex;
  justify-content: center;
  gap: 10px;
  margin-bottom: 32px;
  flex-wrap: wrap;
}

.solution-tabs button {
  border: 1.5px solid var(--line);
  background: #ffffff;
  padding: 11px 22px;
  border-radius: var(--radius-full);
  color: var(--muted);
  font: 700 0.88rem var(--font-sans);
  transition: all var(--transition);
}

.solution-tabs button:hover,
.solution-tabs button.selected {
  background: var(--teal);
  border-color: var(--teal);
  color: var(--white);
  box-shadow: var(--shadow-teal);
}

.solution-panel {
  display: grid;
  grid-template-columns: 75px 1fr 260px;
  gap: 40px;
  align-items: center;
  max-width: 980px;
  margin-inline: auto;
  padding: 44px;
  border-radius: var(--radius-lg);
  border: 1px solid var(--line);
  background: #ffffff;
  box-shadow: var(--shadow-md);
  transition: opacity 0.25s ease, transform 0.25s ease;
}

.solution-panel.changing {
  opacity: 0;
  transform: translateY(6px);
}

.panel-number {
  color: var(--gold-dark);
  font-family: var(--font-heading);
  font-size: 3rem;
  font-weight: 800;
  line-height: 1;
}

.panel-label {
  color: var(--teal);
  font-size: 0.72rem;
  font-weight: 800;
  letter-spacing: 1.8px;
  margin-bottom: 8px;
}

.panel-content h3 {
  font-size: 1.6rem;
  margin-bottom: 10px;
}

.panel-content > p:not(.panel-label) {
  color: var(--muted);
  font-size: 0.95rem;
  line-height: 1.65;
}

.panel-content ul {
  list-style: none;
  margin: 20px 0;
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.panel-content li {
  padding-left: 22px;
  position: relative;
  font-size: 0.88rem;
  color: var(--ink);
}

.panel-content li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--teal);
  font-weight: 800;
}

.panel-graphic {
  height: 220px;
  position: relative;
  display: grid;
  place-items: center;
  background: var(--mint);
  border-radius: var(--radius-md);
  overflow: hidden;
}

.panel-graphic .cross {
  width: 76px;
  height: 86px;
  clip-path: polygon(50% 0, 100% 19%, 91% 75%, 50% 100%, 9% 75%, 0 19%);
  background: var(--teal);
  color: var(--white);
  display: grid;
  place-items: center;
  font-size: 2.2rem;
  font-weight: 800;
  box-shadow: var(--shadow-sm);
}

.panel-graphic small {
  position: absolute;
  bottom: 16px;
  left: 18px;
  color: var(--teal-deep);
  font-size: 0.68rem;
  font-weight: 800;
  letter-spacing: 1px;
}

.pulse {
  position: absolute;
  width: 140px;
  border-top: 2px solid rgba(8, 107, 114, 0.4);
  transform: rotate(-15deg);
}

.life-graphic { background: #faede6; }
.life-graphic .cross { background: var(--coral); }
.motor-graphic { background: #e6eef5; }
.motor-graphic .cross { background: #2563eb; }
.business-graphic { background: #eee8f7; }
.business-graphic .cross { background: #7c3aed; }

/* ==========================================================================
   8. Why JIC & Benefit Cards
   ========================================================================== */
.why {
  background: var(--mist);
}

.why-grid {
  display: grid;
  grid-template-columns: 0.85fr 1.15fr;
  gap: 60px;
  align-items: center;
}

.why-copy h2 {
  margin-bottom: 18px;
}

.why-copy > p:not(.eyebrow) {
  color: var(--muted);
  font-size: 1rem;
  line-height: 1.68;
  margin-bottom: 30px;
}

.benefit-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

.benefit-card {
  padding: 30px 24px;
  background: #ffffff;
  border-radius: var(--radius-md);
  border: 1px solid var(--line);
  box-shadow: var(--shadow-xs);
  transition: all var(--transition);
}

.benefit-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: var(--cyan-accent);
}

.benefit-card span {
  font-family: var(--font-heading);
  font-size: 2.5rem;
  font-weight: 800;
  color: var(--teal);
  line-height: 1;
}

.benefit-card h3 {
  font-size: 1.15rem;
  margin: 14px 0 6px;
}

.benefit-card p {
  font-size: 0.85rem;
  color: var(--muted);
  line-height: 1.5;
}

.benefit-card.accent {
  background: linear-gradient(135deg, var(--teal) 0%, var(--teal-deep) 100%);
  color: var(--white);
  border-color: var(--teal);
}

.benefit-card.accent span {
  color: var(--gold);
}

.benefit-card.accent h3 {
  color: var(--white);
}

.benefit-card.accent p {
  color: #cbe7e4;
}

/* ==========================================================================
   9. Process & Journey Map
   ========================================================================== */
.process {
  background: var(--cream);
}

.process h2 {
  text-align: center;
  margin-bottom: 50px;
}

.steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 36px;
  position: relative;
}

.steps::before {
  content: '';
  position: absolute;
  width: 60%;
  top: 32px;
  left: 20%;
  border-top: 2px dashed #b9ceca;
  z-index: 1;
}

.steps article {
  text-align: center;
  position: relative;
  z-index: 2;
}

.steps b {
  display: grid;
  place-items: center;
  margin: 0 auto 18px;
  width: 66px;
  height: 66px;
  border-radius: 50%;
  background: #ffffff;
  color: var(--teal);
  font-family: var(--font-heading);
  font-size: 1.4rem;
  font-weight: 800;
  border: 2px solid var(--line);
  box-shadow: var(--shadow-sm);
}

.steps h3 {
  font-size: 1.25rem;
  margin-bottom: 8px;
}

.steps p {
  color: var(--muted);
  font-size: 0.9rem;
  line-height: 1.6;
  max-width: 280px;
  margin-inline: auto;
}

/* Journey Map */
.journey {
  background: #ffffff;
}

.journey-heading {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
  align-items: flex-end;
  margin-bottom: 54px;
}

.journey-heading > p:last-child {
  color: var(--muted);
  font-size: 1rem;
  line-height: 1.65;
}

.journey-map {
  display: grid;
  grid-template-columns: repeat(7, 1fr);
  gap: 12px;
  list-style: none;
  position: relative;
}

.journey-map::before {
  content: '';
  position: absolute;
  left: 6%;
  right: 6%;
  top: 26px;
  border-top: 2px dashed #b6d3cf;
  z-index: 1;
}

.journey-map li {
  text-align: center;
  position: relative;
  z-index: 2;
}

.journey-map span {
  display: grid;
  place-items: center;
  margin: 0 auto 12px;
  width: 52px;
  height: 52px;
  border-radius: 50%;
  background: #ffffff;
  color: var(--teal);
  border: 2px solid var(--line);
  font-family: var(--font-heading);
  font-size: 1.05rem;
  font-weight: 800;
  box-shadow: var(--shadow-xs);
  transition: all var(--transition);
}

.journey-map li:hover span,
.journey-map li:last-child span {
  background: var(--teal);
  color: var(--white);
  border-color: var(--teal);
  transform: scale(1.1);
}

.journey-map b {
  display: block;
  font-size: 0.9rem;
  color: var(--dark);
  margin-bottom: 2px;
}

.journey-map small {
  display: block;
  color: var(--muted);
  font-size: 0.75rem;
  line-height: 1.3;
}

/* ==========================================================================
   10. Financial Preparedness (Person A vs Person B)
   ========================================================================== */
.preparedness {
  background: var(--cream);
}

.preparedness-heading {
  text-align: center;
  max-width: 760px;
  margin: 0 auto 44px;
}

.preparedness-heading h2 {
  margin-bottom: 14px;
}

.preparedness-heading > p:last-child {
  color: var(--muted);
  font-size: 0.95rem;
}

.preparedness-grid {
  display: grid;
  grid-template-columns: 1fr 180px 1fr;
  gap: 20px;
  align-items: center;
  max-width: 1020px;
  margin: 0 auto;
}

.path-card {
  padding: 30px 24px;
  background: #ffffff;
  border-radius: var(--radius-md);
  border: 1px solid var(--line);
  box-shadow: var(--shadow-sm);
  min-width: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.path-card.covered {
  border-top: 5px solid var(--teal);
}

.path-card.uncovered {
  border-top: 5px solid var(--coral);
}

.path-icon {
  display: grid;
  place-items: center;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  color: var(--white);
  background: var(--teal);
  font-weight: 800;
  font-size: 1rem;
}

.uncovered .path-icon {
  background: var(--coral);
}

.path-label {
  color: var(--light-muted);
  font-size: 0.72rem;
  font-weight: 800;
  letter-spacing: 1.5px;
  margin: 14px 0 4px;
}

.path-card h3 {
  font-size: 1.35rem;
  margin-bottom: 16px;
}

.path-card ol {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.path-card li {
  padding-left: 22px;
  position: relative;
  font-size: 0.88rem;
  color: var(--muted);
  line-height: 1.45;
}

.covered li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--teal);
  font-weight: 800;
}

.uncovered li::before {
  content: '✕';
  position: absolute;
  left: 0;
  color: var(--coral);
  font-weight: 800;
}

.hospital-bill {
  padding: 22px 14px;
  text-align: center;
  background: var(--dark);
  color: var(--white);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-md);
  border: 1px solid rgba(255, 255, 255, 0.1);
  position: relative;
  min-width: 0;
  align-self: center;
}

.hospital-bill span {
  display: block;
  font-size: 0.72rem;
  letter-spacing: 1px;
  color: #9ebbc5;
  margin-bottom: 6px;
}

.hospital-bill strong {
  font-family: var(--font-heading);
  font-size: 2.2rem;
  color: var(--gold);
  line-height: 1;
  display: block;
  margin-bottom: 4px;
}

.hospital-bill small {
  font-size: 0.75rem;
  color: #c2dce6;
}

.hospital-bill i {
  position: absolute;
  right: -14px;
  bottom: -14px;
  width: 32px;
  height: 32px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  background: var(--coral);
  color: var(--white);
  font-style: normal;
  font-weight: 800;
  box-shadow: var(--shadow-sm);
}

.preparedness-note {
  max-width: 860px;
  margin: 24px auto 0;
  text-align: center;
  color: var(--muted);
  font-size: 0.8rem;
}

/* ==========================================================================
   11. About Advisor (G.H. Solanki)
   ========================================================================== */
.about {
  background: #ffffff;
}

.about-grid {
  display: grid;
  grid-template-columns: 0.95fr 1.05fr;
  gap: 60px;
  align-items: center;
}

.about-photo {
  height: 420px;
  position: relative;
  padding: 0 30px 30px 0;
}

.about-photo::before {
  content: '';
  position: absolute;
  right: 0;
  bottom: 0;
  width: 85%;
  height: 85%;
  background: var(--gold);
  border-radius: var(--radius-lg);
}

.about-photo img {
  position: relative;
  width: 100%;
  height: 100%;
  object-fit: cover;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
}

.advisor-label {
  position: absolute;
  left: 0;
  bottom: 0;
  background: var(--dark);
  color: var(--white);
  padding: 16px 22px;
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-md);
  border: 1px solid rgba(255, 255, 255, 0.1);
}

.advisor-label small {
  display: block;
  font-size: 0.68rem;
  letter-spacing: 1px;
  color: #9dbec8;
  text-transform: uppercase;
}

.advisor-label strong {
  display: block;
  font-family: var(--font-heading);
  font-size: 1.35rem;
  margin-top: 2px;
}

.advisor-label span {
  display: block;
  font-size: 0.78rem;
  color: var(--gold);
  margin-top: 2px;
}

.about-copy h2 {
  margin-bottom: 18px;
}

.about-copy > p:not(.eyebrow) {
  color: var(--muted);
  font-size: 1rem;
  line-height: 1.7;
  margin-bottom: 16px;
}

.signature {
  margin-top: 28px;
  display: flex;
  align-items: center;
  gap: 16px;
  padding-top: 20px;
  border-top: 1px solid var(--line);
}

.signature > div {
  font-family: var(--font-serif);
  font-size: 1.8rem;
  font-style: italic;
  color: var(--teal);
  font-weight: 700;
}

.signature p {
  font-size: 0.85rem;
  line-height: 1.35;
  color: var(--muted);
}

.signature b {
  color: var(--ink);
}

/* ==========================================================================
   12. Support & Renewal Documentation
   ========================================================================== */
.support {
  background: var(--dark);
  color: var(--white);
}

.support-grid {
  display: grid;
  grid-template-columns: 0.85fr 1.15fr;
  gap: 60px;
  align-items: center;
}

.support .eyebrow {
  color: var(--cyan-accent);
}

.support-copy h2 {
  color: var(--white);
  margin-bottom: 16px;
}

.support-copy h2 em {
  color: var(--cyan-accent);
}

.support-copy > p:not(.eyebrow) {
  color: #bdd5df;
  font-size: 1rem;
  line-height: 1.65;
}

.support-list article {
  display: flex;
  gap: 20px;
  padding: 20px 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
}

.support-list article:first-child {
  border-top: 1px solid rgba(255, 255, 255, 0.12);
}

.support-list span {
  font-family: var(--font-heading);
  font-size: 1.6rem;
  font-weight: 800;
  color: var(--gold);
}

.support-list h3 {
  color: var(--white);
  font-size: 1.2rem;
  margin-bottom: 4px;
}

.support-list p {
  color: #bdd5df;
  font-size: 0.88rem;
  line-height: 1.5;
}

/* Renewal Docs */
.renewal-docs {
  background: #ffffff;
}

.docs-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.renewal-copy h2 {
  margin-bottom: 16px;
}

.renewal-copy > p:not(.eyebrow) {
  color: var(--muted);
  font-size: 1rem;
  line-height: 1.65;
}

.renewal-callout {
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 18px 22px;
  margin-top: 24px;
  border-left: 4px solid var(--gold);
  background: var(--cream);
  border-radius: var(--radius-sm);
}

.renewal-callout span {
  font-family: var(--font-heading);
  font-size: 2.2rem;
  font-weight: 800;
  color: var(--gold-dark);
}

.renewal-callout p {
  font-size: 0.85rem;
  color: var(--muted);
  line-height: 1.45;
}

.renewal-callout b {
  color: var(--ink);
}

.docs-card {
  padding: 36px;
  background: var(--mist);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
}

.docs-card h3 {
  font-size: 1.6rem;
  margin-bottom: 20px;
}

.primary-documents {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin-bottom: 20px;
}

.primary-documents > div {
  padding: 16px;
  background: var(--teal);
  color: var(--white);
  border-radius: var(--radius-sm);
}

.primary-documents span {
  font-size: 0.72rem;
  font-weight: 800;
  letter-spacing: 1px;
  color: var(--cyan-accent);
}

.primary-documents b {
  display: block;
  font-size: 1.05rem;
  margin: 4px 0 2px;
}

.primary-documents small {
  font-size: 0.75rem;
  color: #cbebe7;
}

.optional-title {
  font-size: 0.72rem;
  font-weight: 800;
  letter-spacing: 1.2px;
  color: var(--light-muted);
  margin-bottom: 10px;
}

.document-list {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 8px;
  margin-bottom: 18px;
}

.document-list span {
  padding: 10px 12px;
  background: #ffffff;
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  font-size: 0.82rem;
  color: var(--ink);
  font-weight: 600;
}

.document-list span::before {
  content: '✓';
  color: var(--teal);
  font-weight: 800;
  margin-right: 6px;
}

.docs-card > p:last-child {
  border-top: 1px solid var(--line);
  padding-top: 14px;
  font-size: 0.8rem;
  color: var(--muted);
}

/* ==========================================================================
   13. Inquiry Form Section
   ========================================================================== */
.inquiry {
  position: relative;
  background: linear-gradient(135deg, var(--teal-deep) 0%, #062f33 100%);
  color: var(--white);
  padding: 95px 0;
  overflow: hidden;
}

.inquiry-shape {
  position: absolute;
  border: 1px solid rgba(14, 191, 168, 0.2);
  border-radius: 50%;
  pointer-events: none;
}

.shape-one {
  width: 500px;
  height: 500px;
  left: -250px;
  top: -150px;
}

.shape-two {
  width: 700px;
  height: 700px;
  right: -350px;
  bottom: -350px;
}

.inquiry-layout {
  position: relative;
  display: grid;
  grid-template-columns: 0.88fr 1.12fr;
  gap: 60px;
  align-items: center;
  z-index: 2;
  min-width: 0;
  max-width: 100%;
}

.inquiry-layout > * {
  min-width: 0;
  max-width: 100%;
}

.inquiry h2 {
  color: var(--white);
  font-size: clamp(2.2rem, 3.8vw, 2.9rem);
  margin-bottom: 16px;
}

.inquiry h2 em {
  color: var(--gold);
}

.inquiry-copy > p:not(.eyebrow) {
  color: #d1ece8;
  font-size: 1rem;
  line-height: 1.68;
  max-width: 440px;
}

.inquiry-contact {
  margin-top: 32px;
  display: grid;
  gap: 16px;
}

.inquiry-contact a {
  display: flex;
  align-items: center;
  gap: 14px;
  color: #ffffff;
  background: rgba(255, 255, 255, 0.08);
  padding: 14px 18px;
  border-radius: var(--radius-md);
  border: 1px solid rgba(255, 255, 255, 0.14);
  transition: all var(--transition);
}

.inquiry-contact a:hover {
  background: rgba(255, 255, 255, 0.15);
  transform: translateX(4px);
}

.inquiry-contact i {
  display: grid;
  place-items: center;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--teal);
  color: var(--gold);
  font-style: normal;
  font-size: 1.1rem;
}

.inquiry-contact span {
  font-size: 0.82rem;
  color: #c2e6e2;
}

.inquiry-contact b {
  display: block;
  font-size: 0.95rem;
  color: #ffffff;
}

form {
  box-sizing: border-box;
  width: 100%;
  max-width: 100%;
  min-width: 0;
  padding: 28px 24px;
  background: #ffffff;
  color: var(--ink);
  border-radius: var(--radius-lg);
  box-shadow: 0 24px 60px rgba(0, 0, 0, 0.3);
  overflow: hidden;
}

.form-top {
  border-bottom: 1px solid var(--line);
  margin-bottom: 14px;
  padding-bottom: 8px;
}

.form-top h3 {
  font-size: 1.35rem;
  margin-bottom: 2px;
}

.form-top p {
  color: var(--muted);
  font-size: 0.82rem;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  min-width: 0;
  max-width: 100%;
}

label {
  display: block;
  margin-bottom: 10px;
  color: var(--ink);
  font-size: 0.80rem;
  font-weight: 700;
  min-width: 0;
  max-width: 100%;
}

input, select, textarea {
  box-sizing: border-box;
  display: block;
  width: 100%;
  max-width: 100%;
  min-width: 0;
  margin-top: 4px;
  padding: 9px 12px;
  border: 1.5px solid var(--line);
  border-radius: var(--radius-sm);
  background: #ffffff;
  color: var(--ink);
  font-family: var(--font-sans);
  font-size: 15px;
  font-weight: 500;
  line-height: 1.35;
  touch-action: manipulation;
  transition: all var(--transition);
}

input:focus, select:focus, textarea:focus {
  outline: none;
  border-color: var(--teal);
  box-shadow: 0 0 0 3px rgba(8, 107, 114, 0.15);
}

textarea {
  height: 80px;
  resize: vertical;
}

.phone-input-group {
  display: flex;
  gap: 6px;
  margin-top: 4px;
  width: 100%;
  max-width: 100%;
  min-width: 0;
  box-sizing: border-box;
}

.phone-input-group select {
  width: 84px;
  min-width: 76px;
  flex-shrink: 0;
  margin-top: 0;
  padding: 9px 4px;
  font-size: 15px;
  font-weight: 700;
  color: var(--teal-deep);
  background-color: #f4f8f7;
  cursor: pointer;
  text-align: center;
}

.phone-input-group input {
  flex: 1 1 auto;
  min-width: 0;
  margin-top: 0;
  font-size: 15px;
  padding: 9px 12px;
}

form button[type="submit"] {
  padding: 10px 22px;
  font-size: 0.84rem;
  gap: 8px;
}

form button[type="submit"] span {
  font-size: 0.95rem;
}

.form-status {
  min-height: 14px;
  margin-top: 10px;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--coral);
  word-break: break-word;
  overflow-wrap: anywhere;
}

.form-status.success {
  color: #059669;
}

.inquiry-receipt-card {
  margin-top: 18px;
  padding: 22px;
  background: var(--mist);
  border: 1.5px solid #bde0da;
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-sm);
  color: var(--ink);
  text-align: left;
  box-sizing: border-box;
  width: 100%;
  max-width: 100%;
  min-width: 0;
  overflow: hidden;
  word-break: break-word;
  overflow-wrap: anywhere;
  animation: receiptFadeIn 0.35s ease-out;
}

@keyframes receiptFadeIn {
  from {
    opacity: 0;
    transform: translateY(8px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.inquiry-receipt-card h4 {
  font-size: 1.15rem;
  color: #065f46;
  display: flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 8px;
}

.inquiry-receipt-table {
  width: 100%;
  max-width: 100%;
  table-layout: fixed;
  border-collapse: collapse;
  margin: 14px 0 16px;
  font-size: 0.85rem;
  background: #ffffff;
  border-radius: var(--radius-sm);
  overflow: hidden;
  border: 1px solid var(--line);
  box-shadow: var(--shadow-xs);
  word-break: break-word;
  overflow-wrap: anywhere;
}

.inquiry-receipt-table th,
.inquiry-receipt-table td {
  padding: 9px 12px;
  border-bottom: 1px solid var(--line);
  text-align: left;
  word-break: break-word;
  overflow-wrap: anywhere;
  vertical-align: top;
}

.inquiry-receipt-table th {
  background: #f1f8f7;
  color: var(--teal-deep);
  font-weight: 700;
  width: 36%;
}

.inquiry-receipt-table td {
  color: var(--ink);
  font-weight: 600;
}

.inquiry-receipt-table td a {
  color: var(--teal);
  text-decoration: underline;
  word-break: break-all;
}

.inquiry-receipt-actions {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
  margin-top: 14px;
}

.form-note {
  margin-top: 12px;
  color: var(--muted);
  font-size: 0.75rem;
  text-align: center;
}

/* ==========================================================================
   14. FAQ Accordion & Knowledge Center (Responsive & Interactive)
   ========================================================================== */
.faq {
  padding: 95px 0;
  background: var(--bg-surface-subtle);
  position: relative;
  overflow: hidden;
}

.faq h2 {
  text-align: center;
  margin-bottom: 45px;
}

.faq-layout {
  display: grid;
  grid-template-columns: 340px 1fr;
  gap: 48px;
  max-width: 1100px;
  margin: 0 auto;
  align-items: start;
}

.faq-intro {
  position: sticky;
  top: 96px;
  background: var(--bg-card);
  border: 1.5px solid var(--border-card);
  border-radius: var(--radius-lg);
  padding: 32px 28px;
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
}

.faq-intro p {
  color: var(--muted);
  font-size: 0.95rem;
  line-height: 1.68;
  margin-bottom: 24px;
}

.faq-intro .text-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--teal);
  font-weight: 700;
  font-size: 0.95rem;
  text-decoration: none;
  transition: all var(--transition);
  align-self: flex-start;
}

.faq-intro .text-link:hover {
  color: var(--teal-light);
  transform: translateX(4px);
}

.faq-list {
  display: flex;
  flex-direction: column;
  gap: 14px;
  width: 100%;
  min-width: 0;
}

.faq-list details {
  background: var(--bg-card);
  border: 1.5px solid var(--border-card);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-xs);
  transition: border-color var(--transition), box-shadow var(--transition), background var(--transition);
  overflow: hidden;
}

.faq-list details:hover {
  border-color: rgba(8, 107, 114, 0.35);
  box-shadow: var(--shadow-sm);
}

.faq-list details[open] {
  border-color: var(--teal);
  box-shadow: var(--shadow-sm);
  background: var(--bg-card);
}

.faq-list summary {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  list-style: none;
  cursor: pointer;
  padding: 18px 20px;
  user-select: none;
  outline: none;
  min-height: 48px;
  box-sizing: border-box;
  -webkit-tap-highlight-color: transparent;
}

.faq-list summary::-webkit-details-marker,
.faq-list summary::marker {
  display: none;
}

.faq-q-text {
  flex: 1 1 auto;
  min-width: 0;
  font-family: var(--font-heading);
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--ink);
  line-height: 1.45;
  word-break: break-word;
  overflow-wrap: anywhere;
  transition: color var(--transition);
}

.faq-list summary:hover .faq-q-text,
.faq-list details[open] summary .faq-q-text {
  color: var(--teal);
}

.faq-icon {
  --icon-bar-len: 12px;
  --icon-bar-w: 2px;
  position: relative;
  flex: 0 0 32px;
  width: 32px;
  height: 32px;
  min-width: 32px;
  min-height: 32px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background: var(--mist);
  color: var(--teal);
  font-size: 0 !important;
  line-height: 0 !important;
  border: 1.5px solid var(--border-subtle);
  transition: transform 0.28s cubic-bezier(0.16, 1, 0.3, 1), background var(--transition), color var(--transition), border-color var(--transition);
  box-sizing: border-box;
}

.faq-icon::before,
.faq-icon::after {
  content: '';
  position: absolute;
  top: 50%;
  left: 50%;
  background-color: currentColor;
  border-radius: 2px;
  pointer-events: none;
  transition: background-color var(--transition);
}

.faq-icon::before {
  width: var(--icon-bar-len);
  height: var(--icon-bar-w);
  transform: translate(-50%, -50%);
}

.faq-icon::after {
  width: var(--icon-bar-w);
  height: var(--icon-bar-len);
  transform: translate(-50%, -50%);
}

.faq-list summary:hover .faq-icon {
  background: var(--mint);
  border-color: var(--teal);
}

.faq-list details[open] summary .faq-icon {
  transform: rotate(45deg);
  background: var(--teal);
  color: var(--white);
  border-color: var(--teal);
}

.faq-answer {
  padding: 0 20px 20px 20px;
  color: var(--muted);
  font-size: 0.92rem;
  line-height: 1.7;
  animation: faqFadeIn 0.25s cubic-bezier(0.16, 1, 0.3, 1);
}

@keyframes faqFadeIn {
  from {
    opacity: 0;
    transform: translateY(-4px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.faq-answer p {
  color: var(--muted);
  font-size: 0.92rem;
  line-height: 1.7;
  margin: 0 0 10px 0;
  max-width: 100%;
  word-break: break-word;
  overflow-wrap: break-word;
}

.faq-answer p:last-child {
  margin-bottom: 0;
}

.faq-answer ul,
.faq-answer ol {
  color: var(--muted);
  font-size: 0.9rem;
  line-height: 1.65;
  margin: 10px 0 10px 20px;
  padding: 0;
  max-width: 100%;
  word-break: break-word;
  overflow-wrap: break-word;
}

.faq-answer li {
  margin-bottom: 8px;
}

.faq-answer li:last-child {
  margin-bottom: 0;
}

.faq-answer strong,
.faq-answer b {
  color: var(--ink);
  font-weight: 700;
}

.faq-pagination {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  margin-top: 20px;
  padding-top: 16px;
  border-top: 1px solid var(--border-subtle);
  width: 100%;
  box-sizing: border-box;
}

.faq-pagination button {
  border: 1.5px solid var(--border-card);
  background: var(--bg-card);
  color: var(--teal);
  padding: 10px 18px;
  border-radius: var(--radius-sm);
  font: 700 0.82rem var(--font-sans);
  cursor: pointer;
  transition: all var(--transition);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
  min-height: 40px;
  touch-action: manipulation;
  user-select: none;
  white-space: nowrap;
}

.faq-pagination button:hover:not(:disabled) {
  background: var(--teal);
  color: var(--white);
  border-color: var(--teal);
  transform: translateY(-1px);
  box-shadow: 0 4px 12px rgba(8, 107, 114, 0.2);
}

.faq-pagination button:disabled {
  color: var(--light-muted);
  background: var(--bg-surface-subtle);
  border-color: var(--border-subtle);
  cursor: not-allowed;
  opacity: 0.6;
  transform: none;
  box-shadow: none;
}

.faq-pagination span[data-faq-page] {
  color: var(--muted);
  font-size: 0.84rem;
  font-weight: 700;
  text-align: center;
  white-space: nowrap;
  flex: 1;
  min-width: 80px;
}

/* ==========================================================================
   15. Footer
   ========================================================================== */
footer {
  color: #b7cfdc;
  background: var(--dark);
}

.footer-main {
  display: grid;
  grid-template-columns: 1.5fr 0.8fr 0.9fr 1.3fr;
  gap: 40px;
  padding: 65px 0 45px;
}

.footer-brand img {
  width: 58px !important;
  height: 58px !important;
  border-radius: 50% !important;
  object-fit: cover !important;
  background: #ffffff;
  border: 2px solid var(--line);
  margin-bottom: 12px;
}

.footer-brand > p {
  max-width: 240px;
  font-size: 0.88rem;
  line-height: 1.55;
  color: #9ebac8;
}

.socials {
  display: flex;
  gap: 10px;
  margin-top: 20px;
}

.socials a {
  display: grid;
  place-items: center;
  width: 34px;
  height: 34px;
  border: 1px solid rgba(255, 255, 255, 0.16);
  border-radius: 50%;
  font-size: 0.95rem;
  color: #ffffff;
  transition: all var(--transition);
}

.socials a:hover {
  background: var(--cyan-accent);
  color: var(--dark);
  border-color: var(--cyan-accent);
}

.footer-main h4 {
  color: var(--white);
  font-size: 0.82rem;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  margin-bottom: 16px;
}

.footer-main > div > a,
.footer-main > div > p {
  display: block;
  color: #a8c4d2;
  font-size: 0.88rem;
  margin-bottom: 8px;
}

.footer-main > div > a:hover {
  color: var(--gold);
}

.footer-bottom {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 20px;
  padding: 20px 0;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  color: #799bae;
  font-size: 0.78rem;
}

/* ==========================================================================
   16. Scroll Reveal Animations & Floating Helpers
   ========================================================================== */
.reveal {
  opacity: 0;
  transform: translateY(22px);
  transition: opacity 0.65s cubic-bezier(0.16, 1, 0.3, 1), transform 0.65s cubic-bezier(0.16, 1, 0.3, 1);
}

.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}

.delay-1 { transition-delay: 0.12s; }
.delay-2 { transition-delay: 0.22s; }

.floating {
  animation: smoothFloat 4.5s ease-in-out infinite;
}

@keyframes smoothFloat {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-8px); }
}

/* Floating Quick Action Button */
.floating-whatsapp {
  position: fixed;
  bottom: 24px;
  right: 24px;
  z-index: 999;
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 12px 20px;
  background: #25d366;
  color: #ffffff;
  border-radius: var(--radius-full);
  font-weight: 700;
  font-size: 0.88rem;
  box-shadow: 0 8px 24px rgba(37, 211, 102, 0.4);
  transition: transform var(--transition), box-shadow var(--transition);
}

.floating-whatsapp:hover {
  transform: scale(1.05);
  box-shadow: 0 12px 28px rgba(37, 211, 102, 0.5);
  color: #ffffff;
}

/* ==========================================================================
   17. Responsive Media Queries
   ========================================================================== */
@media (max-width: 990px) {
  .hero-grid,
  .intro-grid,
  .coverage-layout,
  .why-grid,
  .about-grid,
  .support-grid,
  .docs-grid,
  .inquiry-layout,
  .inquiry-layout {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .faq {
    padding: 70px 0;
  }

  .faq-layout {
    grid-template-columns: 1fr;
    gap: 32px;
  }

  .faq-intro {
    position: static;
    padding: 26px;
  }

  .service-grid {
    grid-template-columns: 1fr 1fr;
  }

  .business-carousel {
    height: auto;
    min-height: 0;
    position: relative;
  }

  .carousel-slide {
    grid-template-columns: 1fr;
    height: auto;
    min-height: 0;
  }

  .slide-photo {
    width: 100%;
    min-height: 220px;
    height: 220px;
  }

  .slide-copy {
    height: auto;
    min-height: 0;
    padding: 28px 28px 84px;
    justify-content: flex-start;
  }

  .slide-copy .text-link {
    margin-top: 6px;
    margin-bottom: 6px;
    align-self: flex-start;
  }

  .carousel-controls {
    position: absolute;
    right: 28px;
    bottom: 20px;
    z-index: 10;
  }

  .preparedness-grid {
    grid-template-columns: 1fr 140px 1fr;
    gap: 14px;
    align-items: center;
  }

  .path-card {
    padding: 22px 16px;
  }

  .path-icon {
    width: 30px;
    height: 30px;
    font-size: 0.9rem;
  }

  .path-label {
    font-size: 0.64rem;
    margin: 10px 0 2px;
  }

  .path-card h3 {
    font-size: 1.05rem;
    margin-bottom: 12px;
  }

  .path-card ol {
    gap: 8px;
  }

  .path-card li {
    font-size: 0.78rem;
    padding-left: 18px;
    line-height: 1.4;
  }

  .hospital-bill {
    padding: 16px 10px;
    min-height: auto;
  }

  .hospital-bill span {
    font-size: 0.60rem;
    letter-spacing: 0.5px;
    margin-bottom: 4px;
  }

  .hospital-bill strong {
    font-size: 1.45rem;
  }

  .hospital-bill small {
    font-size: 0.62rem;
  }

  .hospital-bill i {
    width: 24px;
    height: 24px;
    font-size: 0.75rem;
    right: -8px;
    bottom: -8px;
  }

  .journey-map {
    grid-template-columns: repeat(4, 1fr);
    row-gap: 24px;
  }

  .journey-map::before {
    display: none;
  }

  .footer-main {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 1024px) {
  html {
    scroll-padding-top: 80px;
  }

  .topbar {
    display: none;
  }

  .nav-wrap {
    min-height: 76px;
    height: 76px;
    position: -webkit-sticky;
    position: sticky;
    top: 0;
    left: 0;
    right: 0;
    width: 100%;
    z-index: 1000;
  }

  .nav-wrap .container {
    padding-left: 20px;
    padding-right: 20px;
  }

  .nav {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 8px;
    width: 100%;
  }

  .nav-left {
    display: flex;
    align-items: center;
    flex: 0 1 auto;
    min-width: 0;
  }

  .nav-center {
    display: flex !important;
    align-items: center;
    justify-content: center;
    flex: 0 0 auto;
    margin-left: auto;
    margin-right: 8px;
  }

  .nav-controls-cluster {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    padding: 4px 6px;
  }

  .nav-center .dropdown-trigger-btn {
    height: 34px;
    padding: 0 10px;
    font-size: 0.8rem;
    gap: 5px;
  }

  .nav-center .theme-icon-btn {
    width: 34px;
    height: 34px;
    min-width: 34px;
    min-height: 34px;
    font-size: 0.95rem;
  }

  .nav-right {
    display: flex;
    align-items: center;
    gap: 0;
    flex-shrink: 0;
  }

  .brand img {
    width: 48px !important;
    height: 48px !important;
    min-width: 48px !important;
    min-height: 48px !important;
    padding: 2.5px;
  }

  .brand-name {
    font-size: 1.08rem;
  }

  .brand-name small {
    display: block;
    font-size: 0.60rem;
    letter-spacing: 0.6px;
    white-space: nowrap;
  }

  .menu-toggle {
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    width: 26px;
    height: 18px;
    background: transparent;
    cursor: pointer;
    border: none;
    padding: 0;
  }

  .menu-toggle span {
    display: block;
    width: 100%;
    height: 2px;
    background: var(--ink);
    border-radius: 2px;
    transition: all 0.25s ease;
  }

  .menu-toggle.is-open span:nth-child(1) {
    transform: translateY(8px) rotate(45deg);
  }

  .menu-toggle.is-open span:nth-child(2) {
    opacity: 0;
  }

  .menu-toggle.is-open span:nth-child(3) {
    transform: translateY(-8px) rotate(-45deg);
  }

  .nav-links {
    display: none;
    position: absolute;
    top: 76px;
    left: 0;
    right: 0;
    background: var(--bg-surface);
    flex-direction: column;
    align-items: stretch;
    padding: 20px 24px;
    gap: 12px;
    box-shadow: var(--shadow-lg);
    border-bottom: 1.5px solid var(--border-card);
    z-index: 1000;
  }

  .nav-links.open {
    display: flex;
  }

  .mobile-controls {
    display: flex !important;
    align-items: center;
    justify-content: space-between;
    gap: 12px;
    width: 100%;
    padding-bottom: 14px;
    margin-bottom: 6px;
    border-bottom: 1px solid var(--border-subtle);
  }

  .mobile-controls .header-dropdown {
    flex: 1;
  }

  .mobile-controls .dropdown-trigger-btn {
    width: 100%;
    justify-content: space-between;
    height: 40px;
    font-size: 0.86rem;
    padding: 0 14px;
  }

  .mobile-controls .dropdown-panel {
    width: 100%;
    min-width: 100%;
    left: 0;
    right: 0;
    z-index: 1200;
  }

  .mobile-controls .theme-icon-btn {
    width: 40px;
    height: 40px;
    min-width: 40px;
    min-height: 40px;
    font-size: 1.15rem;
    flex-shrink: 0;
  }

  .nav-links .button {
    margin-top: 8px;
    width: 100%;
  }

  .section {
    padding: 65px 0;
  }

  .hero-art {
    margin-top: 15px;
    justify-content: center;
  }

  .hero-photo-wrap {
    width: 320px;
  }

  .hero-photo {
    height: 350px;
  }

  .protection-card {
    left: -20px;
    top: 70px;
  }

  .experience-card {
    right: -16px;
    bottom: -10px;
  }

  .assurance-strip {
    grid-template-columns: 1fr;
  }

  .service-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 16px;
  }

  .service-card {
    min-height: auto;
    padding: 22px 18px;
  }

  .service-icon {
    width: 42px;
    height: 42px;
    font-size: 1.2rem;
  }

  .card-index {
    font-size: 0.65rem;
    margin: 12px 0 4px;
  }

  .service-card h3 {
    font-size: 1.12rem;
    margin-bottom: 6px;
  }

  .service-card > p:not(.card-index) {
    font-size: 0.82rem;
    line-height: 1.5;
    margin-bottom: 14px;
  }

  .service-card button {
    font-size: 0.82rem;
  }

  .solution-panel {
    grid-template-columns: 1fr;
    padding: 28px;
  }

  .panel-number {
    display: none;
  }

  .panel-graphic {
    order: -1;
    height: 160px;
  }

  .steps {
    grid-template-columns: 1fr;
    gap: 24px;
  }

  .steps::before {
    display: none;
  }

  .journey-map {
    grid-template-columns: repeat(2, 1fr);
  }

  form {
    padding: 20px 16px;
  }

  .form-row {
    gap: 10px;
  }

  .form-row,
  .primary-documents,
  .document-list {
    grid-template-columns: 1fr;
  }

  .footer-main {
    grid-template-columns: 1fr;
  }

  .footer-bottom {
    flex-direction: column;
    text-align: center;
  }
}

@media (max-width: 680px) {
  .container {
    width: min(1180px, 100% - 40px);
    margin-inline: auto;
  }

  .nav-center {
    display: flex !important;
  }

  .nav-wrap .container {
    padding-left: 20px;
    padding-right: 20px;
  }

  .hero {
    padding: 35px 0 45px;
  }

  .hero-grid {
    grid-template-columns: 1fr;
    gap: 28px;
  }

  .hero-copy {
    padding: 0;
  }

  .hero h1 {
    font-size: clamp(1.9rem, 6.4vw, 2.35rem);
    line-height: 1.15;
    letter-spacing: -0.6px;
    margin-bottom: 14px;
  }

  .hero-text {
    font-size: 0.92rem;
    color: var(--muted);
    line-height: 1.58;
    max-width: 100%;
    margin-bottom: 20px;
  }

  .hero-actions {
    flex-direction: column;
    align-items: stretch;
    gap: 12px;
    margin-bottom: 22px;
  }

  .hero-actions .button {
    width: 100%;
    justify-content: center;
    padding: 12px 20px;
    font-size: 0.86rem;
  }

  .hero-actions .text-link {
    justify-content: center;
    font-size: 0.86rem;
  }

  .hero-proof {
    padding: 12px 14px;
    gap: 10px;
  }

  .proof-icon {
    width: 30px;
    height: 30px;
    font-size: 0.85rem;
  }

  .hero-proof p {
    font-size: 0.76rem;
    line-height: 1.35;
  }

  .hero-proof strong {
    font-size: 0.82rem;
  }

  .hero-art {
    margin-top: 10px;
    justify-content: center;
    padding: 0 4px;
  }

  .hero-photo-wrap {
    width: 260px;
    max-width: 82%;
    margin: 0 auto;
  }

  .hero-photo {
    height: 280px;
    border-radius: 130px 130px 18px 18px;
  }

  .protection-card {
    left: -6px;
    top: 18px;
    padding: 8px 12px;
    gap: 8px;
    border-radius: 8px;
  }

  .protection-card small {
    font-size: 0.58rem;
  }

  .protection-card b {
    font-size: 0.78rem;
  }

  .mini-shield {
    width: 28px;
    height: 32px;
    font-size: 0.80rem;
  }

  .experience-card {
    right: -6px;
    bottom: -6px;
    padding: 10px 12px;
    border-radius: 8px;
  }

  .experience-card strong {
    font-size: 1.85rem;
    line-height: 0.9;
  }

  .experience-card strong span {
    font-size: 1.2rem;
  }

  .experience-card p {
    font-size: 0.68rem;
    line-height: 1.2;
    margin-top: 3px;
  }

  .section {
    padding: 48px 0;
  }

  .section-heading h2,
  .carousel-heading h2,
  .solutions-head h2,
  .why-copy h2,
  .process h2,
  .journey-heading h2,
  .preparedness-heading h2,
  .about-copy h2,
  .support-copy h2,
  .renewal-copy h2,
  .inquiry-copy h2,
  .faq h2 {
    font-size: clamp(1.5rem, 5vw, 1.8rem);
    line-height: 1.22;
    letter-spacing: -0.4px;
  }

  .intro-grid {
    grid-template-columns: 1fr;
    gap: 16px;
    padding-bottom: 32px;
  }

  .intro h2 + p {
    font-size: 0.90rem;
    line-height: 1.58;
    color: var(--muted);
  }

  .solution-tabs {
    flex-wrap: wrap;
    gap: 6px;
    margin-bottom: 20px;
  }

  .solution-tabs button {
    flex: 1 1 calc(50% - 6px);
    padding: 9px 12px;
    font-size: 0.8rem;
    text-align: center;
  }

  .solution-panel {
    padding: 22px 18px;
  }

  .slide-photo {
    height: 185px;
    min-height: 185px;
    width: 100%;
  }

  .slide-copy {
    height: auto;
    min-height: 0;
    padding: 20px 16px 72px;
    justify-content: flex-start;
  }

  .slide-count {
    font-size: 1.15rem;
    margin-bottom: 4px;
  }

  .slide-copy h3 {
    font-size: 1.2rem;
    line-height: 1.22;
    margin-bottom: 6px;
  }

  .slide-copy > p:not(.slide-count):not(.eyebrow) {
    font-size: 0.85rem;
    line-height: 1.52;
    margin-bottom: 12px;
    max-width: 100%;
  }

  .slide-copy .text-link {
    font-size: 0.84rem;
    margin-top: 2px;
    margin-bottom: 6px;
    align-self: flex-start;
  }

  .carousel-controls {
    position: absolute;
    left: 16px;
    right: 16px;
    bottom: 14px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 8px;
    z-index: 10;
  }

  .carousel-arrow {
    width: 34px;
    height: 34px;
    min-width: 34px;
    min-height: 34px;
    font-size: 1rem;
  }

  .carousel-dots {
    display: flex;
    align-items: center;
    gap: 6px;
  }

  .carousel-dots button {
    width: 6px;
    height: 6px;
  }

  .carousel-dots button.is-active {
    width: 18px;
  }

  .floating-whatsapp {
    bottom: 16px;
    right: 16px;
    padding: 10px 15px;
    font-size: 0.80rem;
  }

  .service-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 12px;
  }

  .service-card {
    min-height: auto;
    padding: 15px 12px;
    border-radius: 10px;
  }

  .service-icon {
    width: 34px;
    height: 34px;
    min-width: 34px;
    min-height: 34px;
    font-size: 1rem;
    border-radius: 8px;
  }

  .card-index {
    font-size: 0.55rem;
    letter-spacing: 0.7px;
    margin: 8px 0 2px;
  }

  .service-card h3 {
    font-size: 0.92rem;
    line-height: 1.2;
    margin-bottom: 5px;
  }

  .service-card > p:not(.card-index) {
    font-size: 0.74rem;
    line-height: 1.38;
    margin-bottom: 10px;
  }

  .service-card button {
    font-size: 0.74rem;
    gap: 3px;
  }

  .service-card button span {
    font-size: 0.84rem;
  }

  .service-footer {
    flex-direction: column;
    text-align: center;
    gap: 10px;
    margin-top: 18px;
    padding: 12px 14px;
    border-radius: 10px;
  }

  .service-footer p {
    font-size: 0.78rem;
    line-height: 1.45;
  }

  .service-footer a.text-link {
    align-self: center;
    font-size: 0.80rem;
  }

  .why-grid {
    grid-template-columns: 1fr;
    gap: 24px;
  }

  .why-copy > p:not(.eyebrow) {
    margin-bottom: 18px;
    font-size: 0.90rem;
    line-height: 1.55;
    color: var(--muted);
  }

  .why-copy .button {
    margin-bottom: 4px;
  }

  .benefit-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 10px;
  }

  .benefit-card {
    padding: 14px 12px;
    min-height: auto;
    border-radius: 10px;
    display: flex;
    flex-direction: column;
    justify-content: flex-start;
  }

  .benefit-card span {
    font-size: 1.55rem;
    line-height: 1;
    margin-bottom: 0;
  }

  .benefit-card h3 {
    font-size: 0.88rem;
    line-height: 1.22;
    margin: 6px 0 3px;
  }

  .benefit-card p {
    font-size: 0.72rem;
    line-height: 1.35;
    margin: 0;
  }

  .preparedness-grid {
    grid-template-columns: 1.15fr 96px 1.15fr;
    gap: 8px;
    align-items: center;
  }

  .path-card {
    padding: 14px 10px;
    border-radius: 10px;
  }

  .path-icon {
    width: 24px;
    height: 24px;
    min-width: 24px;
    min-height: 24px;
    font-size: 0.75rem;
  }

  .path-label {
    font-size: 0.52rem;
    letter-spacing: 0.6px;
    margin: 6px 0 2px;
  }

  .path-card h3 {
    font-size: 0.82rem;
    line-height: 1.2;
    margin-bottom: 8px;
  }

  .path-card ol {
    gap: 6px;
  }

  .path-card li {
    font-size: 0.66rem;
    padding-left: 13px;
    line-height: 1.3;
  }

  .covered li::before,
  .uncovered li::before {
    font-size: 0.70rem;
  }

  .hospital-bill {
    padding: 12px 6px;
    border-radius: 10px;
    min-height: auto;
  }

  .hospital-bill span {
    font-size: 0.48rem;
    letter-spacing: 0.3px;
    margin-bottom: 3px;
    line-height: 1.15;
  }

  .hospital-bill strong {
    font-size: 1.05rem;
    margin-bottom: 2px;
  }

  .hospital-bill small {
    font-size: 0.48rem;
    line-height: 1.15;
  }

  .hospital-bill i {
    width: 18px;
    height: 18px;
    font-size: 0.60rem;
    right: -5px;
    bottom: -5px;
  }

  .about-grid {
    grid-template-columns: 1fr;
    gap: 28px;
  }

  .about-photo {
    max-width: 270px;
    margin: 0 auto;
    border-radius: 16px;
    overflow: hidden;
  }

  .advisor-label {
    left: 10px;
    bottom: 10px;
    padding: 10px 14px;
    gap: 8px;
    border-radius: 8px;
  }

  .advisor-label strong {
    font-size: 0.95rem;
  }

  .advisor-label span {
    font-size: 0.72rem;
  }

  .about-copy p {
    font-size: 0.90rem;
    line-height: 1.58;
    color: var(--muted);
    margin-bottom: 14px;
  }

  .signature {
    gap: 12px;
    margin-top: 16px;
  }

  .support-copy p,
  .renewal-copy p {
    font-size: 0.90rem;
    line-height: 1.58;
    color: var(--muted);
  }

  .inquiry {
    padding: 40px 0;
  }

  .inquiry-layout {
    gap: 24px;
  }

  .inquiry-copy p:not(.eyebrow) {
    font-size: 0.90rem;
    line-height: 1.58;
    color: var(--muted);
  }

  form {
    padding: 16px 13px;
    border-radius: 12px;
  }

  .form-top {
    margin-bottom: 10px;
    padding-bottom: 6px;
  }

  .form-top h3 {
    font-size: 1.15rem;
    margin-bottom: 2px;
  }

  .form-top p {
    font-size: 0.76rem;
  }

  .form-row {
    gap: 8px;
    grid-template-columns: 1fr;
  }

  label {
    margin-bottom: 8px;
    font-size: 0.76rem;
  }

  input, select, textarea {
    margin-top: 3px;
    padding: 8px 10px;
    font-size: 14px;
    border-radius: 6px;
  }

  textarea {
    height: 68px;
  }

  .phone-input-group {
    gap: 6px;
    margin-top: 3px;
  }

  .phone-input-group select {
    width: 76px;
    min-width: 68px;
    padding: 8px 3px;
    font-size: 13.5px;
  }

  .phone-input-group input {
    padding: 8px 10px;
    font-size: 14px;
  }

  form button[type="submit"] {
    padding: 8px 14px;
    font-size: 0.78rem;
    gap: 6px;
    margin-top: 2px;
    width: 100%;
  }

  form button[type="submit"] span {
    font-size: 0.86rem;
  }

  .form-status {
    margin-top: 8px;
    min-height: 14px;
    font-size: 0.78rem;
  }

  .faq {
    padding: 48px 0;
  }

  .faq-layout {
    gap: 24px;
  }

  .faq h2 {
    font-size: 1.80rem;
    margin-bottom: 24px;
  }

  .faq-intro {
    padding: 18px 16px;
    border-radius: var(--radius-md);
  }

  .faq-intro p {
    font-size: 0.88rem;
    line-height: 1.58;
    margin-bottom: 14px;
  }

  .faq-intro .text-link {
    width: 100%;
    justify-content: center;
    padding: 10px 14px;
    background: rgba(8, 107, 114, 0.08);
    border: 1px solid rgba(8, 107, 114, 0.18);
    border-radius: var(--radius-sm);
    box-sizing: border-box;
    font-size: 0.84rem;
  }

  .faq-list {
    gap: 10px;
  }

  .faq-list summary {
    padding: 14px 14px;
    gap: 10px;
    min-height: 42px;
  }

  .faq-q-text {
    font-size: 0.92rem;
    line-height: 1.4;
  }

  .faq-icon {
    flex: 0 0 26px;
    width: 26px;
    height: 26px;
    min-width: 26px;
    min-height: 26px;
    --icon-bar-len: 10px;
    --icon-bar-w: 2px;
  }

  .faq-answer {
    padding: 0 14px 16px 14px;
    font-size: 0.85rem;
    line-height: 1.6;
  }

  .faq-answer p {
    font-size: 0.85rem;
    line-height: 1.6;
  }

  .faq-answer ul,
  .faq-answer ol {
    margin: 6px 0 6px 14px;
    font-size: 0.82rem;
    line-height: 1.55;
  }

  .faq-pagination {
    gap: 8px;
    margin-top: 16px;
    padding-top: 12px;
  }

  .faq-pagination button {
    padding: 8px 12px;
    font-size: 0.76rem;
    min-height: 36px;
  }

  .faq-pagination span[data-faq-page] {
    font-size: 0.76rem;
  }
}

@media (max-width: 480px) {
  .container {
    width: min(1180px, 100% - 36px);
    margin-inline: auto;
  }

  .nav-wrap .container {
    padding-left: 18px;
    padding-right: 18px;
  }

  .nav {
    gap: 6px;
  }

  .nav-left {
    gap: 6px;
    min-width: 0;
    flex: 1 1 auto;
  }

  .brand {
    gap: 6px;
  }

  .brand img {
    width: 38px !important;
    height: 38px !important;
    min-width: 38px !important;
    min-height: 38px !important;
    padding: 2px;
  }

  .brand-name {
    font-size: 0.92rem;
    line-height: 1.12;
  }

  .brand-name small {
    display: block !important;
    font-size: 0.52rem;
    font-weight: 700;
    letter-spacing: 0.3px;
    margin-top: 1px;
    white-space: nowrap;
  }

  .nav-center {
    margin-right: 4px;
  }

  .nav-controls-cluster {
    padding: 3px 4px;
    gap: 4px;
  }

  .nav-center .dropdown-trigger-btn {
    height: 32px;
    padding: 0 7px;
    font-size: 0.74rem;
    gap: 3px;
  }

  .nav-center .dropdown-trigger-btn .dropdown-caret {
    font-size: 0.58rem;
    margin-left: 1px;
  }

  .nav-center .theme-icon-btn {
    width: 32px;
    height: 32px;
    min-width: 32px;
    min-height: 32px;
    font-size: 0.88rem;
  }

  .menu-toggle {
    width: 24px;
    height: 16px;
  }

  .hero h1 {
    font-size: clamp(1.75rem, 5.8vw, 2.05rem);
  }

  .hero-photo-wrap {
    width: 235px;
    max-width: 78%;
  }

  .hero-photo {
    height: 255px;
    border-radius: 120px 120px 18px 18px;
  }

  .protection-card {
    left: -4px;
    top: 14px;
    padding: 7px 10px;
    gap: 6px;
  }

  .protection-card small {
    font-size: 0.54rem;
  }

  .protection-card b {
    font-size: 0.74rem;
  }

  .mini-shield {
    width: 26px;
    height: 28px;
    font-size: 0.75rem;
  }

  .experience-card {
    right: -4px;
    bottom: -4px;
    padding: 8px 12px;
  }

  .experience-card strong {
    font-size: 1.65rem;
  }

  .experience-card p {
    font-size: 0.64rem;
    margin-top: 2px;
  }

  .hero-proof {
    padding: 10px 12px;
    gap: 8px;
  }

  .assurance-card {
    padding: 12px 14px;
    gap: 10px;
  }

  .assurance-num {
    width: 36px;
    height: 36px;
    min-width: 36px;
    min-height: 36px;
    font-size: 1rem;
  }

  .assurance-title {
    font-size: 0.88rem;
  }

  .assurance-desc {
    font-size: 0.76rem;
  }

  .journey-map {
    grid-template-columns: 1fr;
  }

  .slide-photo {
    height: 165px;
    min-height: 165px;
  }

  .slide-copy {
    padding: 16px 14px 64px;
  }

  .slide-count {
    font-size: 1.05rem;
    margin-bottom: 3px;
  }

  .slide-copy h3 {
    font-size: 1.08rem;
    margin-bottom: 4px;
  }

  .slide-copy > p:not(.slide-count):not(.eyebrow) {
    font-size: 0.80rem;
    line-height: 1.48;
    margin-bottom: 10px;
  }

  .slide-copy .text-link {
    font-size: 0.80rem;
  }

  .carousel-controls {
    left: 14px;
    right: 14px;
    bottom: 12px;
  }

  .carousel-arrow {
    width: 32px;
    height: 32px;
    min-width: 32px;
    min-height: 32px;
    font-size: 0.95rem;
  }

  .service-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 10px;
  }

  .service-card {
    padding: 12px 10px;
    border-radius: 10px;
  }

  .service-icon {
    width: 30px;
    height: 30px;
    min-width: 30px;
    min-height: 30px;
    font-size: 0.90rem;
    border-radius: 7px;
  }

  .card-index {
    font-size: 0.50rem;
    letter-spacing: 0.5px;
    margin: 6px 0 2px;
  }

  .service-card h3 {
    font-size: 0.86rem;
    line-height: 1.2;
    margin-bottom: 4px;
  }

  .service-card > p:not(.card-index) {
    font-size: 0.68rem;
    line-height: 1.35;
    margin-bottom: 8px;
  }

  .service-card button {
    font-size: 0.68rem;
    gap: 3px;
  }

  .service-card button span {
    font-size: 0.78rem;
  }

  .why-grid {
    gap: 18px;
  }

  .benefit-grid {
    gap: 8px;
  }

  .benefit-card {
    padding: 12px 10px;
    border-radius: 9px;
  }

  .benefit-card span {
    font-size: 1.35rem;
  }

  .benefit-card h3 {
    font-size: 0.80rem;
    line-height: 1.2;
    margin: 5px 0 2px;
  }

  .benefit-card p {
    font-size: 0.68rem;
    line-height: 1.3;
  }

  .preparedness-grid {
    grid-template-columns: 1.2fr 80px 1.2fr;
    gap: 6px;
    align-items: center;
  }

  .path-card {
    padding: 10px 7px;
    border-radius: 8px;
  }

  .path-icon {
    width: 20px;
    height: 20px;
    min-width: 20px;
    min-height: 20px;
    font-size: 0.68rem;
  }

  .path-label {
    font-size: 0.46rem;
    letter-spacing: 0.4px;
    margin: 4px 0 1px;
  }

  .path-card h3 {
    font-size: 0.72rem;
    line-height: 1.18;
    margin-bottom: 6px;
  }

  .path-card ol {
    gap: 4px;
  }

  .path-card li {
    font-size: 0.60rem;
    padding-left: 11px;
    line-height: 1.25;
  }

  .covered li::before,
  .uncovered li::before {
    font-size: 0.62rem;
  }

  .hospital-bill {
    padding: 8px 4px;
    border-radius: 8px;
    min-height: auto;
  }

  .hospital-bill span {
    font-size: 0.40rem;
    letter-spacing: 0.2px;
    margin-bottom: 2px;
    line-height: 1.1;
  }

  .hospital-bill strong {
    font-size: 0.85rem;
    margin-bottom: 1px;
  }

  .hospital-bill small {
    font-size: 0.40rem;
    line-height: 1.1;
  }

  .hospital-bill i {
    width: 15px;
    height: 15px;
    font-size: 0.50rem;
    right: -4px;
    bottom: -4px;
  }

  .about-photo {
    max-width: 250px;
  }

  .about-copy p {
    font-size: 0.86rem;
    line-height: 1.52;
  }

  .inquiry {
    padding: 30px 0;
  }

  .inquiry-layout {
    gap: 18px;
  }

  form {
    padding: 13px 10px;
    border-radius: 10px;
  }

  .form-top {
    margin-bottom: 7px;
    padding-bottom: 4px;
  }

  .form-top h3 {
    font-size: 1.05rem;
  }

  .form-top p {
    font-size: 0.72rem;
  }

  label {
    margin-bottom: 6px;
    font-size: 0.72rem;
  }

  input, select, textarea {
    margin-top: 2px;
    padding: 6px 8px;
    font-size: 13px;
  }

  textarea {
    height: 62px;
  }

  .phone-input-group select {
    width: 68px;
    min-width: 62px;
    padding: 6px 2px;
    font-size: 13px;
  }

  .phone-input-group input {
    padding: 6px 8px;
    font-size: 13px;
  }

  form button[type="submit"] {
    padding: 7px 12px;
    font-size: 0.74rem;
    gap: 5px;
  }

  form button[type="submit"] span {
    font-size: 0.80rem;
  }

  .faq {
    padding: 40px 0;
  }

  .faq-layout {
    gap: 20px;
  }

  .faq h2 {
    font-size: 1.65rem;
    margin-bottom: 22px;
  }

  .faq-intro {
    padding: 16px 14px;
  }

  .faq-intro p {
    font-size: 0.86rem;
    line-height: 1.55;
    margin-bottom: 14px;
  }

  .faq-intro .text-link {
    padding: 10px 14px;
    font-size: 0.84rem;
  }

  .faq-list {
    gap: 10px;
  }

  .faq-list summary {
    padding: 13px 12px;
    gap: 10px;
  }

  .faq-q-text {
    font-size: 0.88rem;
    line-height: 1.38;
  }

  .faq-icon {
    flex: 0 0 24px;
    width: 24px;
    height: 24px;
    min-width: 24px;
    min-height: 24px;
    --icon-bar-len: 10px;
    --icon-bar-w: 2px;
  }

  .faq-answer {
    padding: 0 12px 14px 12px;
    font-size: 0.82rem;
    line-height: 1.58;
  }

  .faq-answer p {
    font-size: 0.82rem;
    line-height: 1.58;
  }

  .faq-answer ul,
  .faq-answer ol {
    margin: 6px 0 6px 14px;
    font-size: 0.80rem;
  }

  .faq-pagination {
    gap: 6px;
  }

  .faq-pagination button {
    padding: 7px 10px;
    font-size: 0.74rem;
  }

  .faq-pagination span[data-faq-page] {
    font-size: 0.74rem;
  }
}

@media (max-width: 360px) {
  .container {
    width: min(1180px, 100% - 30px);
    margin-inline: auto;
  }

  .nav-wrap .container {
    padding-left: 15px;
    padding-right: 15px;
  }

  .nav {
    gap: 4px;
  }

  .nav-left {
    gap: 4px;
    min-width: 0;
    flex: 1 1 auto;
  }

  .brand {
    gap: 5px;
  }

  .brand img {
    width: 34px !important;
    height: 34px !important;
    min-width: 34px !important;
    min-height: 34px !important;
    padding: 1.5px;
  }

  .brand-name {
    font-size: 0.82rem;
    line-height: 1.1;
  }

  .brand-name small {
    display: block !important;
    font-size: 0.46rem;
    font-weight: 700;
    letter-spacing: 0.15px;
    margin-top: 1px;
    white-space: nowrap;
  }

  .nav-center .dropdown-trigger-btn {
    height: 30px;
    padding: 0 5px;
    font-size: 0.70rem;
    gap: 2px;
  }

  .nav-center .dropdown-trigger-btn .btn-label {
    max-width: 42px;
    overflow: hidden;
    text-overflow: ellipsis;
  }

  .nav-center .theme-icon-btn {
    width: 30px;
    height: 30px;
    min-width: 30px;
    min-height: 30px;
    font-size: 0.82rem;
  }

  .hero h1 {
    font-size: 1.62rem;
  }

  .hero-photo-wrap {
    width: 215px;
    max-width: 74%;
  }

  .hero-photo {
    height: 230px;
  }

  .protection-card {
    left: -2px;
    top: 10px;
  }

  .experience-card {
    right: -2px;
    bottom: -2px;
  }

  .about-photo {
    max-width: 230px;
  }

  .about-copy p {
    font-size: 0.82rem;
    line-height: 1.48;
  }

  .slide-copy {
    padding: 16px 12px 64px;
  }

  .carousel-controls {
    left: 12px;
    right: 12px;
    bottom: 12px;
  }

  .carousel-arrow {
    width: 30px;
    height: 30px;
    min-width: 30px;
    min-height: 30px;
    font-size: 0.9rem;
  }

  .faq-list summary {
    padding: 12px 10px;
    gap: 8px;
  }

  .faq-q-text {
    font-size: 0.85rem;
    line-height: 1.35;
  }

  .faq-icon {
    flex: 0 0 24px;
    width: 24px;
    height: 24px;
    min-width: 24px;
    min-height: 24px;
    --icon-bar-len: 9px;
    --icon-bar-w: 2px;
  }

  .faq-answer {
    padding: 0 10px 14px 10px;
    font-size: 0.80rem;
  }

  .faq-answer p {
    font-size: 0.80rem;
  }

  .faq-pagination {
    gap: 4px;
  }

  .faq-pagination button {
    padding: 7px 8px;
    font-size: 0.7rem;
  }

  .faq-pagination span[data-faq-page] {
    font-size: 0.7rem;
    min-width: 65px;
  }

  .service-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 8px;
  }

  .service-card {
    padding: 10px 8px;
    border-radius: 8px;
  }

  .service-icon {
    width: 26px;
    height: 26px;
    min-width: 26px;
    min-height: 26px;
    font-size: 0.78rem;
    border-radius: 6px;
  }

  .card-index {
    font-size: 0.46rem;
    letter-spacing: 0.3px;
    margin: 4px 0 1px;
  }

  .service-card h3 {
    font-size: 0.78rem;
    line-height: 1.18;
    margin-bottom: 3px;
  }

  .service-card > p:not(.card-index) {
    font-size: 0.64rem;
    line-height: 1.3;
    margin-bottom: 6px;
  }

  .service-card button {
    font-size: 0.64rem;
    gap: 2px;
  }

  .service-card button span {
    font-size: 0.72rem;
  }

  .why-grid {
    gap: 14px;
  }

  .benefit-grid {
    gap: 6px;
  }

  .benefit-card {
    padding: 10px 7px;
    border-radius: 8px;
  }

  .benefit-card span {
    font-size: 1.2rem;
  }

  .benefit-card h3 {
    font-size: 0.74rem;
    line-height: 1.18;
    margin: 4px 0 2px;
  }

  .benefit-card p {
    font-size: 0.62rem;
    line-height: 1.25;
  }

  .preparedness-grid {
    grid-template-columns: 1.25fr 68px 1.25fr;
    gap: 4px;
    align-items: center;
  }

  .path-card {
    padding: 8px 5px;
    border-radius: 6px;
  }

  .path-icon {
    width: 18px;
    height: 18px;
    min-width: 18px;
    min-height: 18px;
    font-size: 0.60rem;
  }

  .path-label {
    font-size: 0.42rem;
    letter-spacing: 0.2px;
    margin: 3px 0 1px;
  }

  .path-card h3 {
    font-size: 0.66rem;
    line-height: 1.15;
    margin-bottom: 4px;
  }

  .path-card ol {
    gap: 3px;
  }

  .path-card li {
    font-size: 0.54rem;
    padding-left: 9px;
    line-height: 1.2;
  }

  .covered li::before,
  .uncovered li::before {
    font-size: 0.55rem;
  }

  .hospital-bill {
    padding: 6px 2px;
    border-radius: 6px;
    min-height: auto;
  }

  .hospital-bill span {
    font-size: 0.36rem;
    letter-spacing: 0;
    margin-bottom: 1px;
  }

  .hospital-bill strong {
    font-size: 0.72rem;
    margin-bottom: 1px;
  }

  .hospital-bill small {
    font-size: 0.36rem;
  }

  .hospital-bill i {
    width: 13px;
    height: 13px;
    font-size: 0.42rem;
    right: -3px;
    bottom: -3px;
  }

  form {
    padding: 10px 8px;
    border-radius: 8px;
  }

  .form-top {
    margin-bottom: 5px;
    padding-bottom: 3px;
  }

  .form-top h3 {
    font-size: 0.95rem;
  }

  .form-top p {
    font-size: 0.66rem;
  }

  label {
    margin-bottom: 5px;
    font-size: 0.68rem;
  }

  input, select, textarea {
    margin-top: 2px;
    padding: 5px 7px;
    font-size: 12.5px;
  }

  textarea {
    height: 54px;
  }

  .phone-input-group select {
    width: 62px;
    min-width: 56px;
    padding: 5px 2px;
    font-size: 12px;
  }

  .phone-input-group input {
    padding: 5px 7px;
    font-size: 12.5px;
  }

  form button[type="submit"] {
    padding: 6px 10px;
    font-size: 0.70rem;
    gap: 4px;
  }

  form button[type="submit"] span {
    font-size: 0.75rem;
  }
}

/* ==========================================================================
   18. Language Dropdown & Theme Icon Toggle Controls (Unified Modern Styling)
   ========================================================================== */
.header-dropdown {
  position: relative;
  display: inline-flex;
}

.dropdown-trigger-btn {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  height: 36px;
  padding: 0 14px;
  background: #ffffff;
  border: 1.5px solid rgba(8, 107, 114, 0.18);
  border-radius: var(--radius-full);
  color: var(--ink);
  font: 700 0.82rem var(--font-sans);
  cursor: pointer;
  transition: all var(--transition);
  user-select: none;
  white-space: nowrap;
  box-shadow: 0 1px 4px rgba(6, 35, 41, 0.05);
}

.dropdown-trigger-btn:hover,
.dropdown-trigger-btn:focus-visible,
.header-dropdown.open .dropdown-trigger-btn {
  border-color: var(--teal);
  background: var(--mint);
  color: var(--teal);
  transform: translateY(-1px);
  box-shadow: 0 3px 10px rgba(8, 107, 114, 0.16);
}

[data-theme="dark"] .dropdown-trigger-btn {
  background: #0d242f;
  border-color: rgba(255, 255, 255, 0.14);
  color: #ffffff;
  box-shadow: 0 1px 4px rgba(0, 0, 0, 0.35);
}

[data-theme="dark"] .dropdown-trigger-btn:hover,
[data-theme="dark"] .dropdown-trigger-btn:focus-visible,
[data-theme="dark"] .header-dropdown.open .dropdown-trigger-btn {
  border-color: var(--cyan-accent);
  background: #143b4d;
  color: var(--cyan-accent);
  box-shadow: 0 3px 10px rgba(0, 0, 0, 0.5);
}

.dropdown-trigger-btn .btn-icon {
  font-size: 0.95rem;
  line-height: 1;
  display: inline-block;
}

.dropdown-trigger-btn .btn-label {
  font-weight: 700;
  font-size: 0.82rem;
}

.dropdown-trigger-btn .dropdown-caret {
  font-size: 0.68rem;
  transition: transform var(--transition);
  color: var(--muted);
  margin-left: 2px;
}

.header-dropdown.open .dropdown-trigger-btn .dropdown-caret {
  transform: rotate(180deg);
}

.dropdown-panel {
  position: absolute;
  top: calc(100% + 8px);
  right: 0;
  background: var(--bg-surface);
  border: 1.5px solid var(--border-card);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-lg);
  padding: 6px;
  min-width: 165px;
  display: none;
  flex-direction: column;
  gap: 3px;
  z-index: 1100;
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
}

.header-dropdown.open .dropdown-panel {
  display: flex;
  animation: dropdownFadeIn 0.22s cubic-bezier(0.16, 1, 0.3, 1);
}

@keyframes dropdownFadeIn {
  from {
    opacity: 0;
    transform: translateY(-8px) scale(0.96);
  }
  to {
    opacity: 1;
    transform: translateY(0) scale(1);
  }
}

.dropdown-item {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
  padding: 9px 12px;
  border-radius: var(--radius-sm);
  font: 600 0.82rem var(--font-sans);
  color: var(--ink);
  text-align: left;
  cursor: pointer;
  transition: all 0.15s ease;
  background: transparent;
  border: none;
  gap: 8px;
}

.dropdown-item:hover {
  background: var(--mint);
  color: var(--teal);
}

[data-theme="dark"] .dropdown-item:hover {
  background: #112c38;
  color: var(--cyan-accent);
}

.dropdown-item.active {
  background: var(--teal);
  color: #ffffff;
  font-weight: 700;
}

[data-theme="dark"] .dropdown-item.active {
  background: var(--teal);
  color: #ffffff;
}

.dropdown-item .item-icon {
  font-size: 1rem;
  line-height: 1;
  flex-shrink: 0;
}

.dropdown-item .item-text {
  flex-grow: 1;
  white-space: nowrap;
}

.dropdown-item .item-check {
  font-size: 0.85rem;
  opacity: 0;
  font-weight: 800;
  flex-shrink: 0;
}

.dropdown-item.active .item-check {
  opacity: 1;
}

/* Background Theme Toggle Icon Button */
.theme-icon-btn {
  width: 36px;
  height: 36px;
  min-width: 36px;
  min-height: 36px;
  border-radius: 50%;
  background: #ffffff;
  border: 1.5px solid rgba(8, 107, 114, 0.18);
  color: var(--ink);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 1.05rem;
  cursor: pointer;
  transition: all var(--transition);
  padding: 0;
  user-select: none;
  line-height: 1;
  box-sizing: border-box;
  box-shadow: 0 1px 4px rgba(6, 35, 41, 0.05);
}

.theme-icon-btn:hover {
  border-color: var(--teal);
  background: var(--mint);
  color: var(--teal);
  transform: scale(1.08);
  box-shadow: 0 3px 10px rgba(8, 107, 114, 0.16);
}

[data-theme="dark"] .theme-icon-btn {
  background: #0d242f;
  border-color: rgba(255, 255, 255, 0.14);
  color: #ffffff;
  box-shadow: 0 1px 4px rgba(0, 0, 0, 0.35);
}

[data-theme="dark"] .theme-icon-btn:hover {
  border-color: var(--cyan-accent);
  background: #143b4d;
  color: var(--cyan-accent);
  box-shadow: 0 3px 10px rgba(0, 0, 0, 0.5);
}

.theme-icon-btn .theme-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  line-height: 1;
  font-size: 1.05rem;
}

.theme-icon-btn .sun-icon {
  display: none;
}

.theme-icon-btn .moon-icon {
  display: inline-flex;
}

[data-theme="dark"] .theme-icon-btn .sun-icon {
  display: inline-flex;
}

[data-theme="dark"] .theme-icon-btn .moon-icon {
  display: none;
}

/* Mobile Controls in Drawer - Hidden on Desktop */
.mobile-controls {
  display: none;
}

@media (max-width: 1180px) {
  .nav-wrap .container {
    padding-left: 28px;
    padding-right: 28px;
  }
  .nav-left {
    gap: 14px;
  }
  .nav-links {
    gap: 16px;
  }
  .nav-links > a:not(.button) {
    font-size: 0.84rem;
  }
  .button-small {
    padding: 9px 16px;
    font-size: 0.82rem;
  }
}

@media (max-width: 992px) {
  .nav-wrap .container {
    padding-left: 20px;
    padding-right: 20px;
  }
  .nav-left {
    gap: 10px;
  }
  .nav-links {
    gap: 12px;
  }
  .nav-links > a:not(.button) {
    font-size: 0.8rem;
  }
  .brand img {
    width: 50px !important;
    height: 50px !important;
  }
  .brand-name {
    font-size: 1.15rem;
  }
}

/* ==========================================================================
   19. Comprehensive Dark Mode UI Styles & Contrast Refinements
   ========================================================================== */
[data-theme="dark"] {
  background-color: var(--bg-body);
  color: var(--ink);
}

[data-theme="dark"] .topbar {
  background: #030c10;
  border-bottom-color: rgba(255, 255, 255, 0.06);
}

[data-theme="dark"] .nav-wrap {
  background: rgba(7, 21, 28, 0.95);
  border-bottom-color: rgba(255, 255, 255, 0.08);
  box-shadow: 0 4px 24px rgba(0, 0, 0, 0.5);
}

[data-theme="dark"] .brand-name {
  color: #ffffff;
}

[data-theme="dark"] .brand-name small {
  color: var(--cyan-accent);
}

[data-theme="dark"] .brand img,
[data-theme="dark"] .footer-brand img {
  border-color: rgba(255, 255, 255, 0.15);
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.5);
}

[data-theme="dark"] .nav-controls-cluster {
  background: rgba(255, 255, 255, 0.05);
  border-color: rgba(255, 255, 255, 0.12);
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.3);
}

[data-theme="dark"] .nav-controls-cluster:hover {
  border-color: rgba(29, 219, 190, 0.3);
}

[data-theme="dark"] .nav-links > a:not(.button) {
  color: #d1e3ea;
}

[data-theme="dark"] .nav-links > a:not(.button):hover,
[data-theme="dark"] .nav-links > a.active {
  color: var(--cyan-accent);
}

[data-theme="dark"] .drawer-home-link {
  color: var(--cyan-accent);
  border-bottom-color: rgba(255, 255, 255, 0.1);
}

[data-theme="dark"] .hero {
  background: linear-gradient(135deg, #07141b 0%, #0a212c 50%, #0d2d3b 100%);
}

[data-theme="dark"] .hero-glow {
  background: rgba(20, 163, 173, 0.15);
}

[data-theme="dark"] .hero-pattern {
  background: repeating-radial-gradient(circle at 20% 90%, transparent 0 32px, rgba(29, 219, 190, 0.05) 33px 34px);
}

[data-theme="dark"] .hero h1 {
  color: #ffffff;
}

[data-theme="dark"] .hero-text {
  color: var(--muted);
}

[data-theme="dark"] .hero-proof {
  border-top-color: rgba(255, 255, 255, 0.08);
}

[data-theme="dark"] .hero-proof strong {
  color: #ffffff;
}

[data-theme="dark"] .hero-proof p {
  color: var(--muted);
}

[data-theme="dark"] .hero-photo {
  border-color: #0e2733;
  box-shadow: 0 24px 50px rgba(0, 0, 0, 0.6);
}

[data-theme="dark"] .protection-card {
  background: rgba(14, 39, 51, 0.95);
  border-color: rgba(255, 255, 255, 0.12);
  box-shadow: 0 14px 30px rgba(0, 0, 0, 0.5);
}

[data-theme="dark"] .protection-card b {
  color: #ffffff;
}

[data-theme="dark"] .protection-card small {
  color: var(--cyan-accent);
}

[data-theme="dark"] .experience-card {
  background: linear-gradient(135deg, #c43d2f 0%, #9e2a1d 100%);
  border-color: rgba(255, 255, 255, 0.15);
  box-shadow: 0 14px 28px rgba(0, 0, 0, 0.5);
}

[data-theme="dark"] .assurance-card,
[data-theme="dark"] .assurance-strip > div {
  background: var(--bg-card);
  border-color: var(--border-card);
  box-shadow: var(--shadow-sm);
}

[data-theme="dark"] .assurance-card:hover,
[data-theme="dark"] .assurance-strip > div:hover {
  border-color: var(--cyan-accent);
}

[data-theme="dark"] .assurance-title,
[data-theme="dark"] .assurance-strip b {
  color: #ffffff;
}

[data-theme="dark"] .assurance-num {
  background: rgba(255, 190, 74, 0.14);
  color: var(--gold);
  border: 1px solid rgba(255, 190, 74, 0.25);
}

[data-theme="dark"] .assurance-desc {
  color: var(--muted);
}

[data-theme="dark"] .intro {
  background: var(--bg-body);
}

[data-theme="dark"] .intro h2 {
  color: #ffffff;
}

[data-theme="dark"] .intro h2 + p {
  color: var(--muted);
}

[data-theme="dark"] .intro-grid {
  border-bottom-color: var(--border-subtle);
}

[data-theme="dark"] .services {
  background: #081922;
}

[data-theme="dark"] .section-heading h2,
[data-theme="dark"] .carousel-heading h2,
[data-theme="dark"] .solutions h2,
[data-theme="dark"] .why-copy h2,
[data-theme="dark"] .process h2,
[data-theme="dark"] .journey-heading h2,
[data-theme="dark"] .preparedness-heading h2,
[data-theme="dark"] .about-copy h2,
[data-theme="dark"] .renewal-copy h2,
[data-theme="dark"] .faq h2 {
  color: #ffffff;
}

[data-theme="dark"] .section-heading > p,
[data-theme="dark"] .carousel-heading > p,
[data-theme="dark"] .why-copy > p,
[data-theme="dark"] .preparedness-heading > p,
[data-theme="dark"] .about-copy > p,
[data-theme="dark"] .renewal-copy > p,
[data-theme="dark"] .faq-intro p,
[data-theme="dark"] .journey-heading > p:last-child {
  color: var(--muted);
}

[data-theme="dark"] .service-card {
  background: var(--bg-card);
  border-color: var(--border-card);
  box-shadow: var(--shadow-sm);
}

[data-theme="dark"] .service-card h3 {
  color: #ffffff;
}

[data-theme="dark"] .service-card > p:not(.card-index) {
  color: var(--muted);
}

[data-theme="dark"] .service-card button {
  color: var(--cyan-accent);
}

[data-theme="dark"] .service-card:hover button {
  color: var(--white);
}

[data-theme="dark"] .service-footer {
  background: #0b222d;
  border-color: var(--border-subtle);
}

[data-theme="dark"] .service-footer p {
  color: #9cbccc;
}

[data-theme="dark"] .story-carousel {
  background: linear-gradient(135deg, #091a22 0%, #0c2431 100%);
}

[data-theme="dark"] .business-carousel {
  background: var(--bg-card);
  border-color: var(--border-card);
  box-shadow: var(--shadow-md);
}

[data-theme="dark"] .slide-photo {
  background: #06171f;
}

[data-theme="dark"] .slide-copy h3 {
  color: #ffffff;
}

[data-theme="dark"] .slide-copy > p:not(.slide-count):not(.eyebrow) {
  color: var(--muted);
}

[data-theme="dark"] .carousel-arrow {
  background: #071922;
  border-color: var(--border-card);
  color: var(--cyan-accent);
}

[data-theme="dark"] .carousel-arrow:hover {
  background: var(--teal);
  color: #ffffff;
}

[data-theme="dark"] .carousel-dots button {
  background: #194354;
}

[data-theme="dark"] .carousel-dots button.is-active {
  background: var(--cyan-accent);
}

[data-theme="dark"] .coverage {
  background: #081922;
}

[data-theme="dark"] .coverage-image::before {
  background: #0d3240;
}

[data-theme="dark"] .coverage-copy h2 {
  color: #ffffff;
}

[data-theme="dark"] .coverage-copy > p:not(.eyebrow) {
  color: var(--muted);
}

[data-theme="dark"] .coverage-pills span {
  background: var(--bg-card);
  border-color: var(--border-card);
  color: var(--cyan-accent);
  box-shadow: var(--shadow-xs);
}

[data-theme="dark"] .solutions {
  background: var(--bg-body);
}

[data-theme="dark"] .solution-tabs button {
  background: var(--bg-card);
  border-color: var(--border-card);
  color: var(--muted);
}

[data-theme="dark"] .solution-tabs button:hover,
[data-theme="dark"] .solution-tabs button.selected {
  background: var(--teal);
  border-color: var(--teal);
  color: #ffffff;
  box-shadow: var(--shadow-teal);
}

[data-theme="dark"] .solution-panel {
  background: var(--bg-card);
  border-color: var(--border-card);
  box-shadow: var(--shadow-md);
}

[data-theme="dark"] .panel-content h3 {
  color: #ffffff;
}

[data-theme="dark"] .panel-content > p:not(.panel-label) {
  color: var(--muted);
}

[data-theme="dark"] .panel-content li {
  color: #e6f3f7;
}

[data-theme="dark"] .panel-content li::before {
  color: var(--cyan-accent);
}

[data-theme="dark"] .panel-graphic {
  background: #071922;
}

[data-theme="dark"] .panel-graphic small {
  color: var(--cyan-accent);
}

[data-theme="dark"] .why {
  background: #081922;
}

[data-theme="dark"] .benefit-card {
  background: var(--bg-card);
  border-color: var(--border-card);
  box-shadow: var(--shadow-sm);
}

[data-theme="dark"] .benefit-card h3 {
  color: #ffffff;
}

[data-theme="dark"] .benefit-card p {
  color: var(--muted);
}

[data-theme="dark"] .benefit-card span {
  color: var(--cyan-accent);
}

[data-theme="dark"] .benefit-card.accent {
  background: linear-gradient(135deg, #093b44 0%, #05262c 100%);
  border-color: var(--teal);
}

[data-theme="dark"] .process {
  background: var(--bg-body);
}

[data-theme="dark"] .steps b {
  background: var(--bg-card);
  border-color: var(--border-card);
  color: var(--cyan-accent);
  box-shadow: var(--shadow-sm);
}

[data-theme="dark"] .steps h3 {
  color: #ffffff;
}

[data-theme="dark"] .steps p {
  color: var(--muted);
}

[data-theme="dark"] .steps::before {
  border-top-color: #173d4d;
}

[data-theme="dark"] .journey {
  background: #081922;
}

[data-theme="dark"] .journey-map::before {
  border-top-color: #173d4d;
}

[data-theme="dark"] .journey-map span {
  background: var(--bg-card);
  border-color: var(--border-card);
  color: var(--cyan-accent);
  box-shadow: var(--shadow-xs);
}

[data-theme="dark"] .journey-map b {
  color: #ffffff;
}

[data-theme="dark"] .journey-map small {
  color: var(--muted);
}

[data-theme="dark"] .preparedness {
  background: var(--bg-body);
}

[data-theme="dark"] .path-card {
  background: var(--bg-card);
  border-color: var(--border-card);
  box-shadow: var(--shadow-sm);
}

[data-theme="dark"] .path-card h3 {
  color: #ffffff;
}

[data-theme="dark"] .path-card li {
  color: var(--muted);
}

[data-theme="dark"] .path-icon {
  background: var(--teal);
}

[data-theme="dark"] .hospital-bill {
  background: #040e13;
  border-color: rgba(255, 255, 255, 0.12);
  box-shadow: 0 14px 30px rgba(0, 0, 0, 0.6);
}

[data-theme="dark"] .about {
  background: #081922;
}

[data-theme="dark"] .about-photo::before {
  background: #a87216;
}

[data-theme="dark"] .advisor-label {
  background: #040e13;
  border-color: rgba(255, 255, 255, 0.12);
}

[data-theme="dark"] .advisor-label strong {
  color: #ffffff;
}

[data-theme="dark"] .signature {
  border-top-color: var(--border-subtle);
}

[data-theme="dark"] .signature b {
  color: #ffffff;
}

[data-theme="dark"] .signature > div {
  color: var(--cyan-accent);
}

[data-theme="dark"] .support {
  background: #05141c;
}

[data-theme="dark"] .support-list article {
  border-color: rgba(255, 255, 255, 0.08);
}

[data-theme="dark"] .renewal-docs {
  background: var(--bg-body);
}

[data-theme="dark"] .renewal-callout {
  background: #0a1f29;
  border-left-color: var(--gold);
}

[data-theme="dark"] .renewal-callout b {
  color: #ffffff;
}

[data-theme="dark"] .renewal-callout p {
  color: var(--muted);
}

[data-theme="dark"] .docs-card {
  background: var(--bg-card);
  border-color: var(--border-card);
  box-shadow: var(--shadow-sm);
}

[data-theme="dark"] .docs-card h3 {
  color: #ffffff;
}

[data-theme="dark"] .document-list span {
  background: #071922;
  border-color: var(--border-subtle);
  color: #e6f3f7;
}

[data-theme="dark"] .docs-card > p:last-child {
  border-top-color: var(--border-subtle);
  color: var(--muted);
}

[data-theme="dark"] .inquiry {
  background: linear-gradient(135deg, #05171e 0%, #08212a 100%);
}

[data-theme="dark"] form {
  background: #0c212c;
  color: #e6f3f7;
  border: 1px solid rgba(255, 255, 255, 0.1);
  box-shadow: 0 24px 60px rgba(0, 0, 0, 0.6);
}

[data-theme="dark"] .form-top {
  border-bottom-color: rgba(255, 255, 255, 0.08);
}

[data-theme="dark"] .form-top h3 {
  color: #ffffff;
}

[data-theme="dark"] label {
  color: #d1e3ea;
}

[data-theme="dark"] input,
[data-theme="dark"] select,
[data-theme="dark"] textarea {
  background: var(--input-bg);
  border-color: var(--input-border);
  color: var(--input-text);
}

[data-theme="dark"] input:focus,
[data-theme="dark"] select:focus,
[data-theme="dark"] textarea:focus {
  border-color: var(--cyan-accent);
  box-shadow: 0 0 0 3px rgba(29, 219, 190, 0.2);
}

[data-theme="dark"] .phone-input-group select {
  background-color: #041017;
  color: var(--cyan-accent);
  border-color: var(--input-border);
}

[data-theme="dark"] .inquiry-receipt-card {
  background: #071922;
  border-color: rgba(29, 219, 190, 0.35);
  color: #e6f3f7;
}

[data-theme="dark"] .inquiry-receipt-card h4 {
  color: var(--cyan-accent);
}

[data-theme="dark"] .inquiry-receipt-table {
  background: #0b222d;
  border-color: var(--border-card);
}

[data-theme="dark"] .inquiry-receipt-table th {
  background: #0e2b38;
  color: var(--cyan-accent);
  border-bottom-color: var(--border-card);
}

[data-theme="dark"] .inquiry-receipt-table td {
  color: #ffffff;
  border-bottom-color: var(--border-card);
}

[data-theme="dark"] .inquiry-receipt-table td a {
  color: var(--cyan-accent);
}

[data-theme="dark"] .faq {
  background: var(--bg-body);
}

[data-theme="dark"] .faq-intro {
  background: var(--bg-card);
  border-color: var(--border-card);
  box-shadow: var(--shadow-md);
}

[data-theme="dark"] .faq-intro p {
  color: var(--muted);
}

[data-theme="dark"] .faq-intro .text-link {
  color: var(--cyan-accent);
}

[data-theme="dark"] .faq-intro .text-link:hover {
  color: var(--white);
}

@media (max-width: 680px) {
  [data-theme="dark"] .faq-intro .text-link {
    background: rgba(29, 219, 190, 0.1);
    border-color: rgba(29, 219, 190, 0.25);
  }
}

[data-theme="dark"] .faq-list details {
  background: var(--bg-card);
  border-color: var(--border-card);
  box-shadow: var(--shadow-sm);
}

[data-theme="dark"] .faq-list details:hover {
  border-color: rgba(29, 219, 190, 0.35);
  background: rgba(255, 255, 255, 0.02);
}

[data-theme="dark"] .faq-list details[open] {
  border-color: var(--cyan-accent);
  background: rgba(20, 163, 173, 0.04);
}

[data-theme="dark"] .faq-q-text {
  color: #ffffff;
}

[data-theme="dark"] .faq-list summary:hover .faq-q-text,
[data-theme="dark"] .faq-list details[open] summary .faq-q-text {
  color: var(--cyan-accent);
}

[data-theme="dark"] .faq-icon {
  background: #0d2531;
  color: var(--cyan-accent);
  border-color: rgba(255, 255, 255, 0.12);
}

[data-theme="dark"] .faq-list summary:hover .faq-icon {
  background: #143b4d;
  border-color: var(--cyan-accent);
}

[data-theme="dark"] .faq-list details[open] summary .faq-icon {
  background: var(--teal);
  color: #ffffff;
  border-color: var(--cyan-accent);
}

[data-theme="dark"] .faq-answer {
  color: #9cbccc;
}

[data-theme="dark"] .faq-answer p,
[data-theme="dark"] .faq-answer ul,
[data-theme="dark"] .faq-answer ol,
[data-theme="dark"] .faq-answer li {
  color: #9cbccc;
}

[data-theme="dark"] .faq-answer strong,
[data-theme="dark"] .faq-answer b {
  color: #ffffff;
}

[data-theme="dark"] .faq-pagination {
  border-top-color: var(--border-subtle);
}

[data-theme="dark"] .faq-pagination button {
  background: #0e2733;
  border-color: var(--border-card);
  color: var(--cyan-accent);
}

[data-theme="dark"] .faq-pagination button:hover:not(:disabled) {
  background: var(--teal);
  color: #ffffff;
  border-color: var(--cyan-accent);
}

[data-theme="dark"] .faq-pagination button:disabled {
  background: #07151c;
  border-color: rgba(255, 255, 255, 0.06);
  color: #43606d;
}

[data-theme="dark"] .faq-pagination span[data-faq-page] {
  color: #8da9b8;
}

[data-theme="dark"] footer {
  background: #040e13;
  color: #8faec0;
}

[data-theme="dark"] .footer-main h4 {
  color: #ffffff;
}

[data-theme="dark"] .footer-main > div > a,
[data-theme="dark"] .footer-main > div > p {
  color: #8faec0;
}

[data-theme="dark"] .footer-main > div > a:hover {
  color: var(--gold);
}

[data-theme="dark"] .footer-bottom {
  border-top-color: rgba(255, 255, 255, 0.08);
  color: #638394;
}

[data-theme="dark"] .menu-toggle span {
  background: #ffffff;
}

[data-theme="dark"] .nav-links {
  background: #0c202a;
}

/* ==========================================================================
   SEO Keywords & Local Search Directory Section
   ========================================================================== */
.seo-keywords-section {
  background: var(--bg-card);
  border-top: 1px solid var(--border-subtle);
  border-bottom: 1px solid var(--border-subtle);
  padding: 64px 0 72px;
}

.seo-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: 20px;
  margin-top: 36px;
}

.seo-card {
  background: var(--bg-body);
  border: 1px solid var(--border-subtle);
  border-radius: 12px;
  padding: 24px;
  transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
}

.seo-card:hover {
  transform: translateY(-2px);
  border-color: var(--teal);
  box-shadow: var(--shadow-md);
}

.seo-card-wide {
  grid-column: 1 / -1;
  background: linear-gradient(135deg, rgba(8, 107, 114, 0.05), rgba(216, 164, 77, 0.05));
  border: 1px solid rgba(8, 107, 114, 0.2);
}

.seo-card-header {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 14px;
}

.seo-badge-icon {
  font-size: 1.25rem;
}

.seo-card-header h3 {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--ink);
  margin: 0;
}

.seo-tag-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.seo-tag-list li {
  margin: 0;
  padding: 0;
}

.seo-tag-list li a {
  display: inline-block;
  font-size: 0.84rem;
  color: var(--muted);
  text-decoration: none;
  padding: 3px 0;
  transition: color var(--transition), transform var(--transition);
}

.seo-tag-list li a::before {
  content: "› ";
  color: var(--teal);
  font-weight: bold;
}

.seo-tag-list li a:hover {
  color: var(--teal);
  transform: translateX(3px);
}

.seo-locality-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 10px;
}

.locality-badge {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  background: var(--bg-body);
  border: 1px solid var(--border-subtle);
  color: var(--ink);
  font-size: 0.78rem;
  font-weight: 600;
  padding: 5px 10px;
  border-radius: 6px;
}

[data-theme="dark"] .seo-keywords-section {
  background: #061720;
  border-color: rgba(255, 255, 255, 0.08);
}

[data-theme="dark"] .seo-card {
  background: #091f2b;
  border-color: rgba(255, 255, 255, 0.08);
}

[data-theme="dark"] .seo-card:hover {
  border-color: var(--cyan-accent);
}

[data-theme="dark"] .seo-card-wide {
  background: rgba(8, 107, 114, 0.12);
  border-color: rgba(29, 219, 190, 0.25);
}

[data-theme="dark"] .seo-card-header h3 {
  color: #ffffff;
}

[data-theme="dark"] .seo-tag-list li a {
  color: #8da9b8;
}

[data-theme="dark"] .seo-tag-list li a:hover {
  color: var(--cyan-accent);
}

[data-theme="dark"] .locality-badge {
  background: #0c2635;
  border-color: rgba(255, 255, 255, 0.1);
  color: #d1e5e8;
}

@media (max-width: 680px) {
  .seo-grid {
    grid-template-columns: 1fr;
    gap: 14px;
  }
  .seo-card {
    padding: 18px;
  }
}